SBA lender record

SpiritBank

4815 S Harvard Ave, Tulsa, OK, 74135. The complete public SBA 7(a) lending record (FY2020–25) — every business SpiritBank financed, every failed deal, the branches, and the FDIC profile.

$45.9M

Total SBA financing

Loans on record

Businesses financed

12.3%

Failure rate (FY20–23)

● branch locations (FDIC)

FDIC profile

Total assets: $939.6M
Deposits: $847.2M
Loans outstanding: $610.7M
Net income: $2.8M
Return on assets: 1.2073106047481081%
Return on equity: 13.45%
Total equity: $83.8M
Offices: 6
Founded: 05/0
Headquarters: 4815 S Harvard Ave, Tulsa, OK, 74135
FDIC cert: 4048
Website: www.spiritbank.com

FDIC call-report data, quarter ending 03/2026.

6 branches

SpiritbankMain office4815 S Harvard Ave, Tulsa, OK, 74135· since 1916
Sapulpa Branch1315 E Taft Ave, Sapulpa, OK, 74066· since 1983
South Memorial Branch9618 S Memorial Dr, Tulsa, OK, 74133· since 1996
Bristow Branch106 N Main St, Bristow, OK, 74010· since 1996
71st Street Branch3800 W 71st St, Tulsa, OK, 74132· since 2004
South Baltimore Branch1800 S Baltimore Ave, Tulsa, OK, 74119· since 2004

Failed deals

7 of SpiritBank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses SpiritBank financed

52 businesses on record. Each links to its full SBA record.

Most active in: OK (42), TX (16), AR (2), MO (1).

Agent summary

This page summarizes SpiritBank's public SBA 7(a) lending record (FY2020–25) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

61 SBA 7(a) loans totaling $45.9M
52 businesses financed
12.3% failure rate (FY20–23)
FDIC total assets $939.6M
6 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/spiritbank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with SpiritBank.