SBA lender record

St. Clair County State Bank

680 2nd St, Osceola, MO, 64776. The complete public SBA 7(a) lending record (FY2020–24) — every business St. Clair County State Bank financed, every failed deal, the branches, and the FDIC profile.

$3.3M

Total SBA financing

Loans on record

Businesses financed

Failure rate (FY20–23)

● branch locations (FDIC)

FDIC profile

Total assets: $226.6M
Deposits: $195.0M
Loans outstanding: $166.9M
Net income: $1.0M
Return on assets: 1.7733829856466248%
Return on equity: 13.11%
Total equity: $30.2M
Offices: 4
Founded: 05/0
Headquarters: 680 2nd St, Osceola, MO, 64776
FDIC cert: 11002
Website: https://www.sccsbank.com

FDIC call-report data, quarter ending 03/2026.

4 branches

St. Clair County State BankMain office680 2nd St, Osceola, MO, 64776· since 1896
Lowry City Branch404 E 3rd St, Lowry City, MO, 64763· since 1903
Osceola Drive-Thru Branch710 Chestnut Street, Osceola, MO, 64776· since 1981
Appleton City Branch118 East Fourth Street, Appleton, MO, 64724· since 1997

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Businesses St. Clair County State Bank financed

22 businesses on record. Each links to its full SBA record.

Most active in: MO (23).

Agent summary

This page summarizes St. Clair County State Bank's public SBA 7(a) lending record (FY2020–24) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

23 SBA 7(a) loans totaling $3.3M
22 businesses financed
0% failure rate (FY20–23)
FDIC total assets $226.6M
4 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/st-clair-county-state-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with St. Clair County State Bank.