SBA lender record
State Savings Bank
703 Main St, Frankfort, MI, 49635. The complete public SBA 7(a) lending record (FY2021–25) — every business State Savings Bank financed, every failed deal, the branches, and the FDIC profile.
$2.9M
Total SBA financing
10
Loans on record
10
Businesses financed
—
Too few to score
● branch locations (FDIC)
FDIC profile
- Total assets
- $404.6M
- Deposits
- $365.0M
- Loans outstanding
- $309.8M
- Net income
- $0.5M
- Return on assets
- 0.45783659978061997%
- Return on equity
- 5.06%
- Total equity
- $37.2M
- Offices
- 9
- Founded
- 01/0
- Headquarters
- 703 Main St, Frankfort, MI, 49635
- FDIC cert
- 8162
- Website
- www.ssbankmi.com
FDIC call-report data, quarter ending 03/2026.
9 branches
- State Savings BankMain office703 Main St, Frankfort, MI, 49635· since 1901
- Beulah Branch49 N Benzie Blvd, Beulah, MI, 49617· since 1913
- Empire Branch11470 S Leelanau Hwy, Empire, MI, 49630· since 2001
- Traverse City Banch414 E Front St, Traverse City, MI, 49686· since 2018
- Gaylord Branch126 E Main St, Gaylord, MI, 49735· since 2018
- Traverse City Customer Care Branch416 E Front St, Traverse City, MI, 49686· since 2020
- Suttons Bay Branch212 N Saint Joseph St, Suttons Bay, MI, 49682· since 2022
- Gaylord South Office Branch2091 S Otsego Ave, Gaylord, MI, 49735· since 2024
- Traverse City Garfield Branch862 S. Garfield Avenue, Traverse City, MI, 49686· since 2024
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Businesses State Savings Bank financed
10 businesses on record. Each links to its full SBA record.
- The Dirt Investments, LLCGlen Arbor, MI · 1 loan$708K
- Hosey & Associates, PllcWest Des Moines, IA · 1 loan$466K
- Spring City Pharmacy, LLCColfax, IA · 1 loan$350K
- The Lumber Shed Inc.Traverse City, MI · 1 loan$274K
- Kent's Garage, LLCKingsley, MI · 1 loan$260K
- Orvis Horatio Group LLCAnkeny, IA · 1 loan$222K
- Pulse Dance Fitness Studio LLCWest Des Moines, IA · 1 loan$190K
- The Boho Vase LLCAnkeny, IA · 1 loan$150K
- ZMP LLCBondurant, IA · 1 loan$150K
- The Rook Room, LLCDes Moines, IA · 1 loan$100K
Most active in: IA (7), MI (3).
Agent summary
This page summarizes State Savings Bank's public SBA 7(a) lending record (FY2021–25) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.
- 10 SBA 7(a) loans totaling $2.9M
- 10 businesses financed
- FDIC total assets $404.6M
- 9 FDIC branch locations
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with State Savings Bank.