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Lender record

Summit State Bank

The real lending record — every figure from funded deals. HQ: 500 Bicentennial Way, Santa Rosa, CA. 5 branches.

183

Recent deals (FY20+)

$1.7M

Typical deal

29 days

Approval → funding

0%

Failure rate (FY20–23)

Where Summit State Bank lends

Deals Summit State Bank funded — list all 183 as text

Deal profile

Most Summit State Bank deals land between $775K and $3.0M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Hotels (except Casino Hotels) and Motels (49)
  2. 2.Gasoline Stations with Convenience Stores (11)
  3. 3.Car Washes (10)
  4. 4.Full-Service Restaurants (9)
  5. 5.Limited-Service Restaurants (9)
  6. 6.Fitness and Recreational Sports Centers (6)
  7. 7.General Automotive Repair (5)
  8. 8.Assisted Living Facilities for the Elderly (5)

Most active states

  1. 1.California (131 deals)
  2. 2.Arizona (19 deals)
  3. 3.Washington (18 deals)
  4. 4.Texas (6 deals)
  5. 5.Nevada (2 deals)
  6. 6.Colorado (2 deals)
  7. 7.Florida (1 deals)
  8. 8.Virginia (1 deals)
  9. 9.South Carolina (1 deals)
  10. 10.Louisiana (1 deals)

Franchises they finance most

Motel 6

15 deals

Best Western / Best Western Plus - Membership Agreement

3 deals

Super 8 by Wyndhan

3 deals

El Pollo Loco

2 deals

Cheeky Monkeys

2 deals

Can Summit State Bank fund you? The bank behind the loans

Total assets

$995.9M

▼ 0.9% vs prior quarter

Deposits on hand

$879.3M

▼ 1.3% vs prior quarter

Loans outstanding

$776.1M

▼ 6.7% vs prior quarter

Net income (latest qtr)

$1.7M

  • •An active SBA program (~2% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Summit State Bank more SBA-focused than 87% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 0.67% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Summit State Bank branch (5)

Summit State BankMain office500 Bicentennial WaySanta Rosa, CA 95403 · since 1982

Montgomery Village Shopping Center Branch2300 Midway DrSanta Rosa, CA 95405 · since 1985

Rohnert Park Branch10 Raleys Towne CtrRohnert Park, CA 94928 · since 2003

Healdsburg Branch1001 Vine StHealdsburg, CA 95448 · since 2009

Petaluma Branch100 Petaluma Blvd SPetaluma, CA 94952 · since 2013

Branch data: FDIC BankFind.

Recent deals

  • TMP CORPORATION in Bakersfield, CA — $3.9M (2026) · Gasoline Stations with Convenience Stores
  • Kansau & Anderson LLC in Guerneville, CA — $2.0M (2026) · Full-Service Restaurants
  • BOAT DEPOT LLC in Key Largo, FL — $1.9M (2026) · Boat Dealers
  • PM Biomedical Inc. in Santa Ana, CA — $1.3M (2026) · Surgical and Medical Instrument Manufacturing
  • Queen Creek Food Ventures Inc in Queen Creek, AZ — $1.1M (2026) · purchase · Full-Service Restaurants
  • Allianz Research Institute in Westminster, CA — $990K (2026) · Offices of Physicians (except Mental Health Specialists)
  • E Miller Bacchus British Service INC in Dublin, CA — $930K (2026) · General Automotive Repair
  • Nathan Truax in Riverside, CA — $812K (2026) · purchase · Miscellaneous Financial Investment Activities
  • BNL Holdings, LLC in Carlsbad, CA — $450K (2026) · Fitness and Recreational Sports Centers
  • Aumkar LLC in San Jose, CA — $415K (2026) · Interior Design Services

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Summit State Bank financed

173 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Summit State Bank.

Agent summary

This page summarizes Summit State Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 183 SBA 7(a) loans on record
  • $1.7M typical deal
  • 9 business-acquisition loans
  • HQ: 500 Bicentennial Way, Santa Rosa, CA
  • 5 FDIC branch locations
  • FDIC total assets $995.9M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/summit-state-bank
API:
https://www.capbench.com/api/public/lenders/summit-state-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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