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Lender record

The Lyon County State Bank

The real lending record — every figure from funded deals. HQ: 902 Merchant St, Emporia, KS. 2 branches.

The Lyon County State Bank banner

25

Recent deals (FY20+)

$40K

Typical deal

8 days

Approval → funding

0%

Failure rate (FY20–23)

Where The Lyon County State Bank lends

Deals The Lyon County State Bank funded — list all 25 as text

Deal profile

Most The Lyon County State Bank deals land between $20K and $164K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Snack and Nonalcoholic Beverage Bars (3)
  2. 2.Insurance Agencies and Brokerages (3)
  3. 3.Landscaping Services (3)
  4. 4.Florists (2)
  5. 5.Residential Remodelers (2)
  6. 6.Commercial and Institutional Building Construction (2)
  7. 7.Drinking Places (Alcoholic Beverages) (2)
  8. 8.Hobby, Toy, and Game Retailers (1)

Most active states

  1. 1.Kansas (25 deals)

Franchises they finance most

Ziggi's Coffee

2 deals

Farmers Insurance Agent Appointment Agreement

1 deals

Can The Lyon County State Bank fund you? The bank behind the loans

Total assets

$210.8M

▼ 1.3% vs prior quarter

Deposits on hand

$183.0M

▼ 1.2% vs prior quarter

Loans outstanding

$141.2M

▲ 0.5% vs prior quarter

Net income (latest qtr)

$890K

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes The Lyon County State Bank more SBA-focused than 17% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 1.68% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a The Lyon County State Bank branch (2)

The Lyon County State BankMain office902 Merchant StEmporia, KS 66801 · since 1913

Suburban Branch1202 Industrial RdEmporia, KS 66801 · since 1979

Branch data: FDIC BankFind.

Recent deals

  • Botanica Floral and Design, LLC in Emporia, KS — $33K (2026) · Florists
  • Botanica Floral and Design, LLC in Emporia, KS — $10K (2026) · Florists
  • Rise and Grind, LLC in Wichita, KS — $1.5M (2025) · Snack and Nonalcoholic Beverage Bars
  • Gilded Fates, LLC in Emporia, KS — $40K (2025) · Hobby, Toy, and Game Retailers
  • Rise and Grind, LLC in Rose Hill, KS — $1.1M (2024) · Snack and Nonalcoholic Beverage Bars
  • BlackCreek Diesel & Automotive LLC in Emporia, KS — $1.4M (2023) · General Automotive Repair
  • Joshua Tree Wellness Center LLC in Emporia, KS — $44K (2023) · Offices of Mental Health Practitioners (except Physicians)
  • MIDLAND FENCE INC in Emporia, KS — $40K (2023) · All Other Specialty Trade Contractors
  • Kyle Thompson State Farm Agency in Emporia, KS — $20K (2023) · Insurance Agencies and Brokerages
  • Gravel City Adventure and Supply, LLC in Emporia, KS — $20K (2023) · Sporting Goods Retailers

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses The Lyon County State Bank financed

20 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with The Lyon County State Bank.

Agent summary

This page summarizes The Lyon County State Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 25 SBA 7(a) loans on record
  • $40K typical deal
  • 1 business-acquisition loans
  • HQ: 902 Merchant St, Emporia, KS
  • 2 FDIC branch locations
  • FDIC total assets $210.8M

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/the-lyon-county-state-bank
API:
https://www.capbench.com/api/public/lenders/the-lyon-county-state-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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