SBA lender record
United Cumberland Bank
47 S Main St, Whitley City, KY, 42653. The complete public SBA 7(a) lending record (FY2020–24) — every business United Cumberland Bank financed, every failed deal, the branches, and the FDIC profile.
$4.5M
Total SBA financing
7
Loans on record
7
Businesses financed
—
Too few to score
● branch locations (FDIC)
FDIC profile
- Total assets
- $459.5M
- Deposits
- $399.2M
- Loans outstanding
- $320.6M
- Net income
- $2.2M
- Return on assets
- 1.914013910545034%
- Return on equity
- 17.66%
- Total equity
- $49.7M
- Offices
- 7
- Founded
- 01/0
- Headquarters
- 47 S Main St, Whitley City, KY, 42653
- FDIC cert
- 303
- Website
- www.unitedcumberland.com
FDIC call-report data, quarter ending 03/2026.
7 branches
- United Cumberland BankMain office47 S Main St, Whitley City, KY, 42653· since 1906
- First Trust And Savings Branch106 Municipal Dr, Oneida, TN, 37841· since 1923
- Pine Knot Branch3995 S Highway 27, Pine Knot, KY, 42635· since 1967
- North Side Branch1385 North Highway 27, Whitley City, KY, 42653· since 1980
- Huntsville Branch567 Howard H. Baker Highway, Huntsville, TN, 37756· since 1988
- Jacksboro Main Office Branch2828 Appalachian Hwy, Jacksboro, TN, 37757· since 2007
- Somerset Branch2568 S Highway 27, Somerset, KY, 42501· since 2017
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Businesses United Cumberland Bank financed
7 businesses on record. Each links to its full SBA record.
- 1776 Holdings, L.L.C.Somerset, KY · 1 loan$1.6M
- McCreary County Hardwoods, Inc.Pine Knot, KY · 1 loan$1000K
- JWC PartnershipOneida, TN · 1 loan$423K
- Laura's Lilypad, IncHuntsville, TN · 1 loan$406K
- Lake Cumberland Jewelry & Pawn, Inc.Monticello, KY · 1 loan$375K
- AMIE TransportHuntsville, TN · 1 loan$364K
- Protea Behavioral Health Counseling, PLLCSomerset, KY · 1 loan$350K
Most active in: KY (4), TN (3).
Agent summary
This page summarizes United Cumberland Bank's public SBA 7(a) lending record (FY2020–24) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.
- 7 SBA 7(a) loans totaling $4.5M
- 7 businesses financed
- FDIC total assets $459.5M
- 7 FDIC branch locations
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with United Cumberland Bank.