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SBA lender record

Uwharrie Bank

167 N 2nd St, Albemarle, NC, 28001. The complete public SBA 7(a) lending record (FY2020–22) — every business Uwharrie Bank financed, every failed deal, the branches, and the FDIC profile.

$6.1M

Total SBA financing

13

Loans on record

13

Businesses financed

15.4%

Failure rate (FY20–23)

branch locations (FDIC)

FDIC profile

Total assets
$1.2B
Deposits
$1.1B
Loans outstanding
$690.9M
Net income
$3.5M
Return on assets
1.1372404472293893%
Return on equity
13.78%
Total equity
$101.6M
Offices
10
Founded
01/2
Headquarters
167 N 2nd St, Albemarle, NC, 28001
FDIC cert
24919

FDIC call-report data, quarter ending 03/2026.

10 branches
  • Uwharrie BankMain office167 N 2nd St, Albemarle, NC, 28001· since 1984
  • Wadesboro Branch211 S Green St, Wadesboro, NC, 28170· since 1889
  • Village Branch710 N 1st St, Albemarle, NC, 28001· since 1984
  • East Albemarle Branch800 Highway 24-27 Bypass, Albemarle, NC, 28001· since 1986
  • Norwood Branch107 S Main St, Norwood, NC, 28128· since 1987
  • Oakboro Branch224 N Main St, Oakboro, NC, 28129· since 1993
  • Mount Pleasant Branch1490 S Main St, Mount Pleasant, NC, 28124· since 2002
  • Concord Branch25 Palaside Dr Ne, Concord, NC, 28025· since 2003
  • West Stanly Branch416 Main St W, Locust, NC, 28097· since 2007
  • Rea Road At Stonecrest Branch5231 Piper Station Dr, Charlotte, NC, 28277· since 2018

Failed deals

2 of Uwharrie Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Uwharrie Bank financed

13 businesses on record. Each links to its full SBA record.

Most active in: NC (8), FL (1), SC (1), GA (1), VA (1), AL (1).

Agent summary

This page summarizes Uwharrie Bank's public SBA 7(a) lending record (FY2020–22) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

  • 13 SBA 7(a) loans totaling $6.1M
  • 13 businesses financed
  • 15.4% failure rate (FY20–23)
  • FDIC total assets $1.2B
  • 10 FDIC branch locations
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Uwharrie Bank.

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