SBA lender record

Waterman Bank

248 W Lincoln Hwy, Waterman, IL, 60556. The complete public SBA 7(a) lending record (FY2021) — every business Waterman Bank financed, every failed deal, the branches, and the FDIC profile.

$1.9M

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $172.4M
Deposits: $143.3M
Loans outstanding: $111.4M
Net income: $0.2M
Return on assets: 0.5258906831272809%
Return on equity: 3.5%
Total equity: $25.6M
Offices: 3
Founded: 08/2
Headquarters: 248 W Lincoln Hwy, Waterman, IL, 60556
FDIC cert: 10878
Website: www.watermanbank.com

FDIC call-report data, quarter ending 03/2026.

3 branches

Waterman BankMain office248 W Lincoln Hwy, Waterman, IL, 60556· since 1908
Waterman Bank Branch1747 W North Ave, Chicago, IL, 60622· since 2022
Montgomery Branch1333 Douglas Ave, Montgomery, IL, 60538· since 2023

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Businesses Waterman Bank financed

2 businesses on record. Each links to its full SBA record.

Most active in: IL (2).

Agent summary

This page summarizes Waterman Bank's public SBA 7(a) lending record (FY2021) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

2 SBA 7(a) loans totaling $1.9M
2 businesses financed
FDIC total assets $172.4M
3 FDIC branch locations

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/waterman-bank
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Waterman Bank.