SBA lender record

Wayne Bank and Trust Co

500 S A St, Richmond, IN, 47374. The complete public SBA 7(a) lending record (FY2020–21) — every business Wayne Bank and Trust Co financed, every failed deal, the branches, and the FDIC profile.

$415K

Total SBA financing

Loans on record

Businesses financed

—

Too few to score

● branch locations (FDIC)

FDIC profile

Total assets: $258.8M
Deposits: $235.1M
Loans outstanding: $202.5M
Net income: $0.7M
Return on assets: 1.1609573191299096%
Return on equity: 14.96%
Total equity: $20.0M
Offices: 4
Founded: 01/0
Headquarters: 500 S A St, Richmond, IN, 47374
FDIC cert: 1849
Website: http://www.waynebankonline.com

FDIC call-report data, quarter ending 03/2026.

4 branches

Wayne Bank And Trust Co.Main office500 S A St, Richmond, IN, 47374· since 1882
Eastside Branch101 Garwood Road, Richmond, IN, 47374· since 1982
Cambridge City Branch145 West Main Street, Cambridge City, IN, 47327· since 1983
Hagerstown Branch629 E Main St, Hagerstown, IN, 47346· since 2026

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Businesses Wayne Bank and Trust Co financed

2 businesses on record. Each links to its full SBA record.

Most active in: IN (2).

Agent summary

This page summarizes Wayne Bank and Trust Co's public SBA 7(a) lending record (FY2020–21) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

2 SBA 7(a) loans totaling $415K
2 businesses financed
FDIC total assets $258.8M
4 FDIC branch locations

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/wayne-bank-and-trust-co
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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CapBench listing built from public SBA 7(a) lending records and FDIC BankFind. Not affiliated with Wayne Bank and Trust Co.