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SBA lender record

Western State Bank

110 4th St Se, Devils Lake, ND, 58301. The complete public SBA 7(a) lending record (FY2020–25) — every business Western State Bank financed, every failed deal, the branches, and the FDIC profile.

$33.7M

Total SBA financing

47

Loans on record

45

Businesses financed

10%

Failure rate (FY20–23)

● branch locations (FDIC)

FDIC profile

Total assets
$2.6B
Deposits
$2.2B
Loans outstanding
$2.2B
Net income
$12.7M
Return on assets
1.9822326168250644%
Return on equity
16.16%
Total equity
$321.3M
Offices
11
Founded
10/0
Headquarters
110 4th St Se, Devils Lake, ND, 58301
FDIC cert
9123

FDIC call-report data, quarter ending 03/2026.

11 branches
  • Western State BankMain office110 4th St Se, Devils Lake, ND, 58301· since 1902
  • Chandler, Az Branch976 W Chandler Blvd, Chandler, AZ, 85225· since 1899
  • Central Arizona Bank Branch7001 N Scottsdale Rd, Scottsdale, AZ, 85253· since 1997
  • West Fargo Branch755 13th Ave E, West Fargo, ND, 58078· since 1999
  • Casa Grande Branch1412 E Florence Blvd, Casa Grande, AZ, 85122· since 2006
  • Sun City Branch10050 W Bell Rd, Sun City, AZ, 85351· since 2015
  • Sun City West Branch19440 N R H Johnson Blvd, Sun City West, AZ, 85375· since 2017
  • Mesa, Az Branch5901 E Mckellips Rd, Mesa, AZ, 85215· since 2019
  • Fargo Branch4201 45th St S, Fargo, ND, 58104· since 2021
  • Phoenix, Az Branch22601 N 19th Ave, Phoenix, AZ, 85027· since 2021
  • Scottsdale, Az Branch6929 E Shea Blvd, Scottsdale, AZ, 85254· since 2025

Failed deals

4 of Western State Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Western State Bank financed

45 businesses on record. Each links to its full SBA record.

Most active in: CA (8), MI (6), FL (6), IN (4), WI (4), AZ (3).

Agent summary

This page summarizes Western State Bank's public SBA 7(a) lending record (FY2020–25) — every business it financed, failed deals, branches, and FDIC profile — built by CapBench SBA Intelligence. CapBench is not a lender.

  • 47 SBA 7(a) loans totaling $33.7M
  • 45 businesses financed
  • 10% failure rate (FY20–23)
  • FDIC total assets $2.6B
  • 11 FDIC branch locations

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/western-state-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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