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SBA lending record

12 and Gardner Services

3241-3249, Berkley, MI 48072 · Drinking Places (Alcoholic Beverages). The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$530K

Total SBA financing

1

Loan on record

FY2021

On record

19

Jobs supported

business — business location is the ZIP-area centroid from the public record

Is 12 and Gardner Services your business?

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The loan

$530,000 — FY2021

Gross approval
$530,000
SBA guaranteed
$397,500 (75%)
Status
Paid in full
Rate at approval
6% v
Term
300 mo (25 yr)
Program
7a General
Subprogram
Guaranty
Loan type
Term loan
Purpose
Other / working capital
Approved
11/16/2020
First disbursement
1/26/2021
Days to fund
71 days
Paid in full
5/31/2023
Collateral
Required
Jobs supported
19
Business type
Corporation
Business age
New Business or 2 years or less
Industry
Drinking Places (Alcoholic Beverages)
NAICS code
722410
Address
3241-3249
City
Berkley, 48072
County
Oakland
SBA district office
MICHIGAN DISTRICT OFFICE
Congressional district
9

The lender

Superior National Bank

1 loan to this business

Find SBA lenders for businesses like this

The banks most active funding drinking places (alcoholic beverages) — by location, industry.

Similar businesses

Comparable drinking places (alcoholic beverages) in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Agent summary

This page summarizes the public SBA 7(a) lending record for 12 and Gardner Services in Berkley, MI (Drinking Places (Alcoholic Beverages)). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

  • 1 SBA 7(a) loan totaling $530K
  • On record FY2021
  • 19 jobs supported
  • Industry: Drinking Places (Alcoholic Beverages)
  • Location: Berkley, MI
  • Lender: Superior National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Drinking Places (Alcoholic Beverages) businesses in MI for ~$530k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with 12 and Gardner Services.

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