SBA lending record

A & J MART INC.

16910 HULL STREET RD, Moseley, VA 23120 · Convenience Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$300K

Total SBA financing

Loans on record

FY2024–26

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$150,000 — FY2026

Loan 1 of 2

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Committed
Rate at approval: 11.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/26/2026
Collateral: Required
Jobs supported: 4
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Gasoline Stations with Convenience Stores
NAICS code: 457110
Lender: CenTrust Bank, A Division of SmartBiz Bank National Association
Address: 16910 HULL STREET RD N
City: Moseley, 23120
County: Chesterfield
SBA district office: RICHMOND DISTRICT OFFICE
Congressional district: 7

$150,000 — FY2024

Loan 2 of 2

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 13.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/26/2024
First disbursement: 8/29/2024
Days to fund: 3 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 2
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Convenience Retailers
NAICS code: 445131
Lender: BayFirst National Bank
Address: 16910 HULL STREET RD
City: Moseley, 23120
County: Chesterfield
SBA district office: RICHMOND DISTRICT OFFICE
Congressional district: 7

The lenders

BayFirst National Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

CenTrust Bank, A Division of SmartBiz Bank National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding convenience retailers — by location, industry.

SBA lenders in Virginia Lenders for convenience retailers Convenience Retailers lenders in Virginia

Similar businesses

Comparable convenience retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

PANJWANI & SONS INC.

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SBA financing: ≈ $582K–$971K
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SBA financing: ≈ $745K–$1.2M
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POTOMAC CONVENIENCE LLC DBA Six Points Express Mart

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$250K
SBA financing: ≈ $490K–$817K
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Arbol Ventures LLC

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Convenience Retailers

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SBA financing: ≈ $353K–$588K
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Asaed LLC

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Convenience Retailers

$733K
SBA financing: ≈ $1.4M–$2.4M
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White Oak Mart

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$530K
SBA financing: ≈ $1.0M–$1.7M
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Agent summary

This page summarizes the public SBA 7(a) lending record for A & J MART INC. in Moseley, VA (Convenience Retailers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $300K
On record FY2024–26
6 jobs supported
Industry: Convenience Retailers
Location: Moseley, VA
Lenders: BayFirst National Bank, CenTrust Bank, A Division of SmartBiz Bank National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Convenience Retailers businesses in VA for ~$150k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/a-j-mart-inc-va
API:: https://www.capbench.com/api/public/businesses/a-j-mart-inc-va
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with A & J MART INC..