SBA lending record

Bagel Joy

13081 FAIR LAKES SHOPPING CTR, Fairfax, VA 22033 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$960K

Total SBA financing

Loan on record

FY2024

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

Is Bagel Joy your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

Claim this listing Remove

The loan

$960,000 — FY2024

Gross approval: $960,000
SBA guaranteed: $720,000 (75%)
Status: Current
Rate at approval: 11.25% v
Term: 123 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 1/23/2024
First disbursement: 1/31/2024
Days to fund: 8 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 20
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Lender: John Marshall Bank
Address: 13081 FAIR LAKES SHOPPING CTR
City: Fairfax, 22033
County: Fairfax
SBA district office: WASHINGTON DISTRICT OFFICE
Congressional district: 10

The lender

John Marshall Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry.

SBA lenders in Virginia Lenders for limited-service restaurants Limited-Service Restaurants lenders in Virginia

Similar businesses

Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Paris Baguette

Fairfax, VA· ~3 mi

Paris Baguette

$706K
SBA financing: ≈ $1.4M–$2.3M
Est. revenue (rough)

View record

JMF Restaurant Inc

Chantilly, VA· ~3 mi

Limited-Service Restaurants

$750K
SBA financing: ≈ $1.5M–$2.5M
Est. revenue (rough)

View record

CE-NV, LLC

Centreville, VA· ~3 mi

Clean Eatz

$740K
SBA financing: ≈ $1.5M–$2.4M
Est. revenue (rough)

View record

Nova Crunch LLC

Annandale, VA· ~11 mi

Jet's Pizza

$968K
SBA financing: ≈ $1.9M–$3.2M
Est. revenue (rough)

View record

Fatburger & Buffalo's Express / Fatburger/Buffalo's Cafe

Manassas, VA· ~8 mi

Fatburger

$872K
SBA financing: ≈ $1.7M–$2.8M
Est. revenue (rough)

View record

CINNA MM LLC

Mc Lean, VA· ~10 mi

Cinnabon

$1.3M
SBA financing: ≈ $2.5M–$4.1M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Bagel Joy in Fairfax, VA (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $960K
On record FY2024
20 jobs supported
Industry: Limited-Service Restaurants
Location: Fairfax, VA
Lender: John Marshall Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in VA for ~$960k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal Talk to a loan broker Find SBA lenders Compare similar deals

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/bagel-joy-va
API:: https://www.capbench.com/api/public/businesses/bagel-joy-va
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is Bagel Joy your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

Claim this listing

Researching a business like this one?

The numbers above are what a deal of this size and type actually looked like. Tell us what you're buying and we'll point you to the lenders most likely to fund it.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Bagel Joy.