SBA lending record

Bear Creek Services

8940 TRACY WAY, Panama City, FL 32404 · Solid Waste Collection. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$313K

Total SBA financing

Loans on record

FY2023

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$140,000 — FY2023

Loan 1 of 2

Gross approval: $140,000
SBA guaranteed: $119,000 (85%)
Status: Current
Rate at approval: 9.6% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/21/2023
First disbursement: 9/8/2023
Days to fund: 18 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 2
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Solid Waste Collection
NAICS code: 562111
Lender: Hancock Whitney Bank
Address: 8940 TRACY WAY
City: Panama City, 32404
County: Bay
SBA district office: NORTH FLORIDA DISTRICT OFFICE
Congressional district: 2

$173,000 — FY2023

Loan 2 of 2

Gross approval: $173,000
SBA guaranteed: $129,750 (75%)
Status: Cancelled
Rate at approval: 9.35% f
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 7/12/2023
Collateral: None
Jobs supported: 4
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Solid Waste Collection
NAICS code: 562111
Lender: Hancock Whitney Bank
Address: 8940 TRACY WAY
City: Panama City, 32404
County: Bay
SBA district office: NORTH FLORIDA DISTRICT OFFICE
Congressional district: 2

The lender

Hancock Whitney Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding solid waste collection — by location, industry.

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Agent summary

This page summarizes the public SBA 7(a) lending record for Bear Creek Services in Panama City, FL (Solid Waste Collection). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $313K
On record FY2023
6 jobs supported
Industry: Solid Waste Collection
Location: Panama City, FL
Lender: Hancock Whitney Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Solid Waste Collection businesses in FL for ~$157k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/bear-creek-services-fl
API:: https://www.capbench.com/api/public/businesses/bear-creek-services-fl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Bear Creek Services.