SBA lending record

BEN & GYPSY ENTERPRISES, LLC

2312 N EAST AVE, Panama City, FL 32405 · General Automotive Repair. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$144K

Total SBA financing

Loan on record

FY2024

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$143,500 — FY2024

Gross approval: $143,500
SBA guaranteed: $121,975 (85%)
Status: Current
Rate at approval: 13.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/29/2023
First disbursement: 12/6/2023
Days to fund: 7 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 2
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: General Automotive Repair
NAICS code: 811111
Lender: BayFirst National Bank
Address: 2312 N EAST AVE
City: Panama City, 32405
County: Bay
SBA district office: NORTH FLORIDA DISTRICT OFFICE
Congressional district: 2

The lender

BayFirst National Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding general automotive repair — by location, industry.

SBA lenders in Florida Lenders for general automotive repair General Automotive Repair lenders in Florida

Similar businesses

Comparable general automotive repair in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

D & D Performance Cycles Inc.

Tallahassee, FL· ~81 mi

General Automotive Repair

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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Elite Fleet Repair

Defuniak Springs, FL· ~54 mi

General Automotive Repair

$75K
SBA financing: ≈ $147K–$245K
Est. revenue (rough)

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A & L Automotive LLC

Panama City Beach, FL· ~10 mi

General Automotive Repair

$1.1M
SBA financing: ≈ $2.3M–$3.8M
Est. revenue (rough)

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Rick's Garage

Mobile, AL· ~156 mi

General Automotive Repair

$120K
SBA financing: ≈ $235K–$392K
Est. revenue (rough)

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TT REPAIRS LLC

New Orleans, LA· ~256 mi

General Automotive Repair

$129K
SBA financing: ≈ $252K–$420K
Est. revenue (rough)

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Mirakell LLC

Baton Rouge, LA· ~322 mi

General Automotive Repair

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for BEN & GYPSY ENTERPRISES, LLC in Panama City, FL (General Automotive Repair). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $144K
On record FY2024
2 jobs supported
Industry: General Automotive Repair
Location: Panama City, FL
Lender: BayFirst National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with General Automotive Repair businesses in FL for ~$144k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/ben-gypsy-enterprises-llc-fl
API:: https://www.capbench.com/api/public/businesses/ben-gypsy-enterprises-llc-fl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with BEN & GYPSY ENTERPRISES, LLC.