SBA lending record
CAVKA LLC
1280 HIGHWAY K, O Fallon, MO 63366 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$450K
Total SBA financing
3
Loans on record
FY2023–25
On record
51
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 3 loans
$150,000 — FY2025
Loan 1 of 3- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Current
- Rate at approval
- 10.75% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 10/10/2024
- First disbursement
- 11/8/2024
- Days to fund
- 29 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 1
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Lender
- Northeast Bank
- Address
- 1280 State Hwy K
- City
- O Fallon, 63366
- County
- Saint Charles
- SBA district office
- ST. LOUIS DISTRICT OFFICE
- Congressional district
- 2
$150,000 — FY2024
Loan 2 of 3- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Current
- Rate at approval
- 11.5% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 3/14/2024
- First disbursement
- 3/15/2024
- Days to fund
- 1 days
- Collateral
- None
- Sold on secondary market
- Yes
- Jobs supported
- 28
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Lender
- Colony Bank
- Address
- 1280 Highway K
- City
- O Fallon, 63366
- County
- Saint Charles
- SBA district office
- ST. LOUIS DISTRICT OFFICE
- Congressional district
- 2
$150,000 — FY2023
Loan 3 of 3- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Current
- Rate at approval
- 13.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/22/2023
- First disbursement
- 10/4/2023
- Days to fund
- 12 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 22
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Lender
- BayFirst National Bank
- Address
- 1280 HIGHWAY K
- City
- O Fallon, 63366
- County
- Saint Charles
- SBA district office
- ST. LOUIS DISTRICT OFFICE
- Congressional district
- 2
The lenders
BayFirst National Bank
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding limited-service restaurants — by location, industry.
Similar businesses
Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
V Cafe HWY K, LLC
O Fallon, MO· ~5 mi
Clean Eatz
- $541K
- SBA financing
- ≈ $1.1M–$1.8M
- Est. revenue (rough)
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- $491K
- SBA financing
- ≈ $963K–$1.6M
- Est. revenue (rough)
998 KNAUST ROAD LLC
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Limited-Service Restaurants
- $365K
- SBA financing
- ≈ $716K–$1.2M
- Est. revenue (rough)
Geass LLC
Saint Charles, MO· ~12 mi
Jersey Mike's
- $445K
- SBA financing
- ≈ $873K–$1.5M
- Est. revenue (rough)
GNS Investments LLC
Chesterfield, MO· ~13 mi
Qargo Coffee Franchise Agreement
- $304K
- SBA financing
- ≈ $596K–$993K
- Est. revenue (rough)
JLV Pizza 3 LLC
Maryland Heights, MO· ~18 mi
Imo's Pizza
- $415K
- SBA financing
- ≈ $814K–$1.4M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for CAVKA LLC in O Fallon, MO (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 3 SBA 7(a) loans totaling $450K
- On record FY2023–25
- 51 jobs supported
- Industry: Limited-Service Restaurants
- Location: O Fallon, MO
- Lenders: BayFirst National Bank, Colony Bank, Northeast Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in MO for ~$150k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with CAVKA LLC.