SBA lending record

Cedars Hardware Supply, LLC

5942 APRIL LN, Ferndale, WA 98248 · Hardware Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.2M

Total SBA financing

Loans on record

FY2020

On record

Jobs supported

Franchise brand

Ace Hardware

See Ace Hardware's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$966,500 — FY2020

Loan 1 of 2

Gross approval: $966,500
SBA guaranteed: $724,875 (75%)
Status: Current
Rate at approval: 5.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 9/2/2020
First disbursement: 9/30/2020
Days to fund: 28 days
Collateral: Required
Jobs supported: 15
Business type: Corporation
Business age: Change of Ownership
Industry: Hardware Stores
NAICS code: 444130
Franchise: Ace Hardware
Franchise code: S0067
Lender: Columbia Bank
Address: 5942 APRIL LN
City: Ferndale, 98248
County: Whatcom
SBA district office: SEATTLE DISTRICT OFFICE
Congressional district: 1

$200,000 — FY2020

Loan 2 of 2

Gross approval: $200,000
SBA guaranteed: $100,000 (50%)
Status: Current
Rate at approval: 5.25% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Business purchase
Approved: 9/2/2020
First disbursement: 9/30/2020
Days to fund: 28 days
Collateral: Required
Jobs supported: 15
Business type: Corporation
Business age: Change of Ownership
Industry: Hardware Stores
NAICS code: 444130
Franchise: Ace Hardware
Franchise code: S0067
Lender: Columbia Bank
Address: 5942 APRIL LN
City: Ferndale, 98248
County: Whatcom
SBA district office: SEATTLE DISTRICT OFFICE
Congressional district: 1

The lender

Columbia Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding hardware stores — by location, industry, and brand.

SBA lenders in Washington Lenders for hardware stores Hardware Stores lenders in Washington Ace Hardware lenders Ace Hardware lenders in Washington

Other Ace Hardware locations

Other Ace Hardware businesses in the public SBA record — closest first, by location and deal size.

HENDRICKS HARDWARE, INC.

Lynden, WA· ~9 mi

Ace Hardware

$777K
SBA financing: ≈ $1.5M–$2.5M
Est. revenue (rough)

View record

Sound Hardware Vashon Mercantile LLC

Vashon, WA· ~98 mi

Ace Hardware

$1.6M
SBA financing: ≈ $3.1M–$5.2M
Est. revenue (rough)

View record

Goodnight Henson Inc.

Milton, WA· ~112 mi

Ace Hardware

$1.7M
SBA financing: ≈ $3.4M–$5.7M
Est. revenue (rough)

View record

HAWKS PRAIRIE ACE HARDWARE, LLC

Lacey, WA· ~124 mi

Ace Hardware

$779K
SBA financing: ≈ $1.5M–$2.5M
Est. revenue (rough)

View record

DN Meyer Business, LLC

Melissa, TX· ~1717 mi

Ace Hardware

$1.2M
SBA financing: ≈ $2.3M–$3.9M
Est. revenue (rough)

View record

Palmdale Ace LLC

Palmdale, CA· ~1011 mi

Ace Hardware

$1.4M
SBA financing: ≈ $2.7M–$4.5M
Est. revenue (rough)

View record

Similar businesses

Comparable hardware stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Lynden Hardware Company LLC

Lynden, WA· ~10 mi

Hardware Stores

$20K
SBA financing: ≈ $39K–$65K
Est. revenue (rough)

View record

Amboy Hardware & General Store

Amboy, WA· ~203 mi

Do it Best – Membership Agreement

$891K
SBA financing: ≈ $1.7M–$2.9M
Est. revenue (rough)

View record

Hardware Hank

Crosby, ND· ~876 mi

Hardware Hank

$1.9M
SBA financing: ≈ $3.7M–$6.2M
Est. revenue (rough)

View record

Watts Up, Inc

Casselton, ND· ~1175 mi

Ace Hardware

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

View record

Peters Hardware

Spokane, WA· ~261 mi

Do it Best – Membership Agreement

$358K
SBA financing: ≈ $702K–$1.2M
Est. revenue (rough)

View record

Linden Terrace LLC

Yakima, WA· ~184 mi

Ace Hardware

$4.8M
SBA financing: ≈ $9.4M–$16M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Cedars Hardware Supply, LLC in Ferndale, WA (Hardware Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $1.2M
On record FY2020
30 jobs supported
Industry: Hardware Stores
Location: Ferndale, WA
Lender: Columbia Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Hardware Stores businesses in WA for ~$583k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/cedars-hardware-supply-llc-wa
API:: https://www.capbench.com/api/public/businesses/cedars-hardware-supply-llc-wa
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is Cedars Hardware Supply, LLC your business?

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Cedars Hardware Supply, LLC.