SBA lending record

CHCM LLC

3600 WATERBURY STOWE RD, Waterbury Center, VT · All Other Specialty Food Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$2.2M

Total SBA financing

Loans on record

FY2023–25

On record

Jobs supported

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All 3 loans

$400,000 — FY2025

Loan 1 of 3

Gross approval: $400,000
SBA guaranteed: $200,000 (50%)
Status: Current
Rate at approval: 8.5% f
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/21/2025
First disbursement: 6/17/2025
Days to fund: 27 days
Collateral: Required
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Gift, Novelty, and Souvenir Retailers
NAICS code: 459420
Lender: TD Bank, National Association
Address: 3600 WATERBURY-STOWE RD
City: Waterbury Center
County: Washington
SBA district office: VERMONT DISTRICT OFFICE
Congressional district: 0

$250,000 — FY2023

Loan 2 of 3

Gross approval: $250,000
SBA guaranteed: $125,000 (50%)
Status: Paid in full
Rate at approval: 7.25% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Business purchase
Approved: 10/18/2022
First disbursement: 10/28/2022
Days to fund: 10 days
Paid in full: 6/30/2025
Collateral: Required
Business type: Corporation
Business age: Change of Ownership
Industry: All Other Specialty Food Retailers
NAICS code: 445298
Lender: TD Bank, National Association
Address: 3600 WATERBURY STOWE RD
City: Waterbury Center
County: Washington
SBA district office: VERMONT DISTRICT OFFICE
Congressional district: 0

$1,582,000 — FY2023

Loan 3 of 3

Gross approval: $1,582,000
SBA guaranteed: $1,186,500 (75%)
Status: Current
Rate at approval: 6.23% f
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 10/18/2022
First disbursement: 10/28/2022
Days to fund: 10 days
Collateral: Required
Jobs supported: 2
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: All Other Specialty Food Retailers
NAICS code: 445298
Lender: TD Bank, National Association
Address: 3600 Waterbury-Stowe Road
City: Waterbury Center
County: Washington
SBA district office: VERMONT DISTRICT OFFICE
Congressional district: 0

The lender

TD Bank, National Association

3 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding all other specialty food retailers — by location, industry.

SBA lenders in Vermont Lenders for all other specialty food retailers All Other Specialty Food Retailers lenders in Vermont

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Comparable all other specialty food retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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RCN Imports Inc.

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SBA financing: ≈ $3.3M–$5.4M
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CARR AVENUE MARKET LLC

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SBA financing: ≈ $2.8M–$4.7M
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Agent summary

This page summarizes the public SBA 7(a) lending record for CHCM LLC in Waterbury Center, VT (All Other Specialty Food Retailers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

3 SBA 7(a) loans totaling $2.2M
On record FY2023–25
2 jobs supported
Industry: All Other Specialty Food Retailers
Location: Waterbury Center, VT
Lender: TD Bank, National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with All Other Specialty Food Retailers businesses in VT for ~$744k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/chcm-llc-vt
API:: https://www.capbench.com/api/public/businesses/chcm-llc-vt
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with CHCM LLC.