SBA lending record

Cipher Sandwich Corp

40469 MURRIETA HOT SPRINGS RD, Murrieta, CA 92563 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$645K

Total SBA financing

Loans on record

FY2024

On record

Jobs supported

Franchise brand

Capriotti's Sandwich Shop

See Capriotti's Sandwich Shop's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$30,000 — FY2024

Loan 1 of 2

Gross approval: $30,000
SBA guaranteed: $15,000 (50%)
Status: Cancelled
Rate at approval: 11.25% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 10/28/2023
Collateral: Required
Jobs supported: 7
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants
NAICS code: 722511
Franchise: Capriotti's Sandwich Shop
Franchise code: S0343
Lender: The Huntington National Bank
Address: 40469 MURRIETA HOT SPRINGS RD
City: Murrieta, 92563
County: Riverside
SBA district office: SANTA ANA DISTRICT OFFICE
Congressional district: 42

$615,000 — FY2024

Loan 2 of 2

Gross approval: $615,000
SBA guaranteed: $461,250 (75%)
Status: Delinquent
Rate at approval: 11.25% v
Term: 129 mo (11 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 10/28/2023
First disbursement: 11/7/2023
Days to fund: 10 days
Collateral: Required
Jobs supported: 7
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants
NAICS code: 722511
Franchise: Capriotti's Sandwich Shop
Franchise code: S0343
Lender: The Huntington National Bank
Address: 40469 MURRIETA HOT SPRINGS RD
City: Murrieta, 92563
County: Riverside
SBA district office: SANTA ANA DISTRICT OFFICE
Congressional district: 42

The lender

The Huntington National Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding full-service restaurants — by location, industry, and brand.

SBA lenders in California Lenders for full-service restaurants Full-Service Restaurants lenders in California Capriotti's Sandwich Shop lenders Capriotti's Sandwich Shop lenders in California

Other Capriotti's Sandwich Shop locations

Other Capriotti's Sandwich Shop businesses in the public SBA record — closest first, by location and deal size.

Cap-Moreno Valley LLC

Moreno Valley, CA· ~26 mi

Capriotti's Sandwich Shop

$770K
SBA financing: ≈ $1.5M–$2.5M
Est. revenue (rough)

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ASM Bistro LLC

Aliso Viejo, CA· ~30 mi

Capriotti's Sandwich Shop

$699K
SBA financing: ≈ $1.4M–$2.3M
Est. revenue (rough)

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Capritune 1 Corporation

Ontario, CA· ~42 mi

Capriotti's Sandwich Shop

$650K
SBA financing: ≈ $1.3M–$2.1M
Est. revenue (rough)

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Capritune Corporation

Eastvale, CA· ~37 mi

Capriotti's Sandwich Shop

$565K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

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Capritune 2 Corporation

Moreno Valley, CA· ~26 mi

Capriotti's Sandwich Shop

$175K
SBA financing: ≈ $343K–$572K
Est. revenue (rough)

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Austin Innovations LLC

Glendale, AZ· ~290 mi

Capriotti's Sandwich Shop

$575K
SBA financing: ≈ $1.1M–$1.9M
Est. revenue (rough)

View record

Similar businesses

Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Endos Endostries

Murrieta, CA· ~2 mi

Full-Service Restaurants

$722K
SBA financing: ≈ $1.4M–$2.4M
Est. revenue (rough)

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Annies Cafe Temecula

Temecula, CA· ~2 mi

Full-Service Restaurants

$738K
SBA financing: ≈ $1.4M–$2.4M
Est. revenue (rough)

View record

KTOP BBQ, INC.

Temecula, CA· ~3 mi

Full-Service Restaurants

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

View record

HENDO'S BREWING AND SPIRITS, LLC

Temecula, CA· ~3 mi

Full-Service Restaurants

$1.0M
SBA financing: ≈ $2.0M–$3.3M
Est. revenue (rough)

View record

SKS & Park Company Inc

Temecula, CA· ~4 mi

Full-Service Restaurants

$497K
SBA financing: ≈ $975K–$1.6M
Est. revenue (rough)

View record

AURA Hospitality Group LLC

Lake Elsinore, CA· ~12 mi

Full-Service Restaurants

$704K
SBA financing: ≈ $1.4M–$2.3M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Cipher Sandwich Corp in Murrieta, CA (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $645K
On record FY2024
14 jobs supported
Industry: Full-Service Restaurants
Location: Murrieta, CA
Lender: The Huntington National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in CA for ~$323k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/cipher-sandwich-corp-ca
API:: https://www.capbench.com/api/public/businesses/cipher-sandwich-corp-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Cipher Sandwich Corp.