SBA lending record
COLD AIR 4 U, LLC
9365 LISTOW TERRACE, Boynton Beach, FL 33472 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$425K
Total SBA financing
2
Loans on record
FY2023–24
On record
23
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$150,000 — FY2024
Loan 1 of 2- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Current
- Rate at approval
- 13.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 1/5/2024
- First disbursement
- 1/8/2024
- Days to fund
- 3 days
- Collateral
- None
- Sold on secondary market
- Yes
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- BayFirst National Bank
- Address
- 8927 HYPOLUXO RD STE A4-133
- City
- Lake Worth, 33467
- County
- Palm Beach
- SBA district office
- SOUTH FLORIDA DISTRICT OFFICE
- Congressional district
- 21
$275,000 — FY2023
Loan 2 of 2- Gross approval
- $275,000
- SBA guaranteed
- $206,250 (75%)
- Status
- Current
- Rate at approval
- 11.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 8/3/2023
- First disbursement
- 8/7/2023
- Days to fund
- 4 days
- Collateral
- None
- Sold on secondary market
- Yes
- Jobs supported
- 23
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Address
- 9365 LISTOW TERRACE
- City
- Boynton Beach, 33472
- County
- Palm Beach
- SBA district office
- SOUTH FLORIDA DISTRICT OFFICE
- Congressional district
- 21
The lenders
SouthState Bank, National Association
1 loan to this businessFull SBA lending record + branches on the lender page →BayFirst National Bank
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.
Similar businesses
Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Cepac Air Corp.
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- Est. revenue (rough)
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- $500K
- SBA financing
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THE COOL TEAM, INC.
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- $300K
- SBA financing
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PRIME COMFORT AC INC
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L&G Plumbing Corp
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- $350K
- SBA financing
- ≈ $686K–$1.1M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for COLD AIR 4 U, LLC in Boynton Beach, FL (Plumbing, Heating, and Air-Conditioning Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $425K
- On record FY2023–24
- 23 jobs supported
- Industry: Plumbing, Heating, and Air-Conditioning Contractors
- Location: Boynton Beach, FL
- Lenders: SouthState Bank, National Association, BayFirst National Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in FL for ~$213k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with COLD AIR 4 U, LLC.