SBA lending record

Costa Oil

12102 INDIANA AVE, Lubbock, TX 79423 · Automotive Oil Change and Lubrication Shops. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$2.8M

Total SBA financing

Loans on record

FY2024

On record

Jobs supported

Franchise brand

Costa Oil

See Costa Oil's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

Is Costa Oil your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

Claim this listing Remove

All 2 loans

$1,340,000 — FY2024

Loan 1 of 2

Gross approval: $1,340,000
SBA guaranteed: $1,005,000 (75%)
Status: Cancelled
Rate at approval: 10% v
Term: 306 mo (26 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 1/9/2024
Collateral: Required
Jobs supported: 6
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Automotive Oil Change and Lubrication Shops
NAICS code: 811191
Franchise: Costa Oil
Franchise code: S6450
Lender: Bank Five Nine
Address: 12102 INDIANA AVE
City: Lubbock, 79423
County: Lubbock
SBA district office: LUBBOCK DISTRICT OFFICE
Congressional district: 19

$1,416,100 — FY2024

Loan 2 of 2

Gross approval: $1,416,100
SBA guaranteed: $1,062,075 (75%)
Status: Current
Rate at approval: 10% v
Term: 309 mo (26 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/19/2024
First disbursement: 9/27/2024
Days to fund: 8 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 3
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Automotive Oil Change and Lubrication Shops
NAICS code: 811191
Franchise: Costa Oil
Franchise code: S6450
Lender: First Merchants Bank
Address: 12102 Indiana Ave.
City: Lubbock, 79423
County: Lubbock
SBA district office: LUBBOCK DISTRICT OFFICE
Congressional district: 19

The lenders

Bank Five Nine

1 loan to this businessFull SBA lending record + branches on the lender page →

First Merchants Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding automotive oil change and lubrication shops — by location, industry, and brand.

SBA lenders in Texas Lenders for automotive oil change and lubrication shops Automotive Oil Change and Lubrication Shops lenders in Texas Costa Oil lenders Costa Oil lenders in Texas

Other Costa Oil locations

Other Costa Oil businesses in the public SBA record — closest first, by location and deal size.

Mission Overdrive Corporation

Socorro, TX· ~285 mi

Costa Oil

$794K
SBA financing: ≈ $1.6M–$2.6M
Est. revenue (rough)

View record

NEXTGEN PROPERTY HOLDINGS LLC

Sherman, TX· ~304 mi

Costa Oil

$765K
SBA financing: ≈ $1.5M–$2.5M
Est. revenue (rough)

View record

BS Holdings, LLC

Wichita, KS· ~394 mi

Costa Oil

$535K
SBA financing: ≈ $1.0M–$1.7M
Est. revenue (rough)

View record

MEP, INC.

Longview, TX· ~421 mi

Costa Oil

$276K
SBA financing: ≈ $541K–$901K
Est. revenue (rough)

View record

The Sholly Group LLC

Raleigh, NC· ~1328 mi

Costa Oil

$433K
SBA financing: ≈ $849K–$1.4M
Est. revenue (rough)

View record

Grace Stone Corporation

Palm Harbor, FL· ~1193 mi

Costa Oil

$217K
SBA financing: ≈ $425K–$709K
Est. revenue (rough)

View record

Similar businesses

Comparable automotive oil change and lubrication shops in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

RJS Investment Group Inc.

Greenville, TX· ~336 mi

Grease Monkey

$2.3M
SBA financing: ≈ $4.6M–$7.7M
Est. revenue (rough)

View record

EV SB Snyder, LLC

Snyder, TX· ~78 mi

Strickland Brothers 10 Minute Oil Change

$1.2M
SBA financing: ≈ $2.4M–$3.9M
Est. revenue (rough)

View record

Auto Center Enterprises, LLC

North Little Rock, AR· ~558 mi

Jiffy Lube

$2.3M
SBA financing: ≈ $4.6M–$7.6M
Est. revenue (rough)

View record

Danialy Corp LLC

Dallas, TX· ~301 mi

Automotive Oil Change and Lubrication Shops

$2.2M
SBA financing: ≈ $4.2M–$7.1M
Est. revenue (rough)

View record

FiaFia Store Group LLC - Series Speedee on Crowley

Fort Worth, TX· ~269 mi

SpeeDee Oil Change & Auto Service

$1.4M
SBA financing: ≈ $2.7M–$4.6M
Est. revenue (rough)

View record

Red Eagle, LLC

Southaven, MS· ~687 mi

Midas

$4.4M
SBA financing: ≈ $8.6M–$14M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Costa Oil in Lubbock, TX (Automotive Oil Change and Lubrication Shops). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $2.8M
On record FY2024
9 jobs supported
Industry: Automotive Oil Change and Lubrication Shops
Location: Lubbock, TX
Lenders: Bank Five Nine, First Merchants Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Automotive Oil Change and Lubrication Shops businesses in TX for ~$1.4M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal Talk to a loan broker Find SBA lenders Compare similar deals

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/costa-oil-tx
API:: https://www.capbench.com/api/public/businesses/costa-oil-tx
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is Costa Oil your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

Claim this listing

Researching a business like this one?

The numbers above are what a deal of this size and type actually looked like. Tell us what you're buying and we'll point you to the lenders most likely to fund it.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Costa Oil.