SBA lending record
Creative Spirit Learning LLC
10729 Fair Oaks Blvd, Fair Oaks, CA 95628 · Child Care Services. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$150K
Total SBA financing
1
Loan on record
FY2025
On record
12
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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The loan
$150,000 — FY2025
- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Committed
- Rate at approval
- 10.75% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 2/11/2025
- Collateral
- Required
- Jobs supported
- 12
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Child Care Services
- NAICS code
- 624410
- Address
- 10729 Fair Oaks Blvd
- City
- Fair Oaks, 95628
- County
- Sacramento
- SBA district office
- SACRAMENTO DISTRICT OFFICE
- Congressional district
- 7
The lender
Newtek Bank, National Association
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding child care services — by location, industry.
Similar businesses
Comparable child care services in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
KWINTA KIDS & CO
Orangevale, CA· ~3 mi
Child Care Services
- $215K
- SBA financing
- ≈ $422K–$703K
- Est. revenue (rough)
Harper One L.L.C.
Sacramento, CA· ~7 mi
Child Care Services
- $119K
- SBA financing
- ≈ $233K–$389K
- Est. revenue (rough)
Joyce Washington Andrews
Sacramento, CA· ~13 mi
Child Care Services
- $200K
- SBA financing
- ≈ $392K–$654K
- Est. revenue (rough)
Brightstart Learning Academy LLC
Roseville, CA· ~7 mi
Child Care Services
- $400K
- SBA financing
- ≈ $784K–$1.3M
- Est. revenue (rough)
Buzy Bees Family Child Care
Elk Grove, CA· ~20 mi
Child Care Services
- $210K
- SBA financing
- ≈ $412K–$686K
- Est. revenue (rough)
Loving Start Learning Center
Cameron Park, CA· ~14 mi
Child Care Services
- $275K
- SBA financing
- ≈ $539K–$899K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Creative Spirit Learning LLC in Fair Oaks, CA (Child Care Services). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $150K
- On record FY2025
- 12 jobs supported
- Industry: Child Care Services
- Location: Fair Oaks, CA
- Lender: Newtek Bank, National Association
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Child Care Services businesses in CA for ~$150k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Creative Spirit Learning LLC.