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SBA lending record

Csokolade LLC

233 Bridge Street, Charlevoix, MI 49720 · Confectionery and Nut Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$350K

Total SBA financing

2

Loans on record

FY2023–24

On record

26

Jobs supported

Franchise brand

Kilwins Chocolates and Ice Cream Store

See Kilwins Chocolates and Ice Cream Store's SBA financing data — typical deal, failure rate, and how its loans perform →

business — business location is the ZIP-area centroid from the public record

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All 2 loans

$50,000 — FY2024

Loan 1 of 2
Gross approval
$50,000
SBA guaranteed
$25,000 (50%)
Status
Current
Rate at approval
10.75% v
Term
120 mo (10 yr)
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Loan type
Term loan
Purpose
Other / working capital
Approved
5/14/2024
First disbursement
6/7/2024
Days to fund
24 days
Collateral
Required
Jobs supported
16
Business type
Corporation
Business age
New Business or 2 years or less
Industry
Confectionery and Nut Retailers
NAICS code
445292
Address
102 E Water St
City
Boyne City, 49712
County
Charlevoix
SBA district office
MICHIGAN DISTRICT OFFICE
Congressional district
1

$300,000 — FY2023

Loan 2 of 2
Gross approval
$300,000
SBA guaranteed
$225,000 (75%)
Status
Current
Rate at approval
7% v
Term
120 mo (10 yr)
Program
7a General
Subprogram
Guaranty
Loan type
Term loan
Purpose
Business purchase
Approved
10/18/2022
First disbursement
1/9/2023
Days to fund
83 days
Collateral
Required
Jobs supported
10
Business type
Corporation
Business age
Change of Ownership
Industry
Confectionery and Nut Retailers
NAICS code
445292
Franchise
Kilwins Chocolates and Ice Cream Store
Franchise code
S0950
Address
233 Bridge Street
City
Charlevoix, 49720
County
Charlevoix
SBA district office
MICHIGAN DISTRICT OFFICE
Congressional district
1

The lenders

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The banks most active funding confectionery and nut retailers — by location, industry, and brand.

Other Kilwins Chocolates and Ice Cream Store locations

Other Kilwins Chocolates and Ice Cream Store businesses in the public SBA record — closest first, by location and deal size.

Similar businesses

Comparable confectionery and nut retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Agent summary

This page summarizes the public SBA 7(a) lending record for Csokolade LLC in Charlevoix, MI (Confectionery and Nut Retailers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

  • 2 SBA 7(a) loans totaling $350K
  • On record FY2023–24
  • 26 jobs supported
  • Industry: Confectionery and Nut Retailers
  • Location: Charlevoix, MI
  • Lenders: Charlevoix State Bank, The Huntington National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Confectionery and Nut Retailers businesses in MI for ~$175k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Csokolade LLC.

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