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Kilwins Chocolates and Ice Cream Store, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0950)

58 deals since 2020 · typical deal $552K · 6.25% failure rate

58

Deals since 2020

$552K

Typical deal

14

Deals since FY2025

6.25%

Failure rate (FY20–23)

6.25% of Kilwins Chocolates and Ice Cream Store's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.

What buyers pay for Kilwins Chocolates and Ice Cream Store

Most Kilwins Chocolates and Ice Cream Store deals financed between $300K and $747K. Above $747K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$7,215
Down payment (10%)
$61K
Cash to close (all-in)
$82K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$82K)

Experience

Recent financings

  • MJNT CONFECTIONS LLC in Burr Ridge, IL — $800K (2026) · LendingClub Bank, National Association
  • Five Arrows Sweets & Treats LLC in Maryville, TN — $775K (2026) · LendingClub Bank, National Association
  • Lone Dove Ventures LLC in Broken Arrow, OK — $758K (2026) · LendingClub Bank, National Association
  • P&J Treats, LLC in Charleston, SC — $736K (2026) · LendingClub Bank, National Association
  • Old Dirt Hill LLC in Fredericksburg, VA — $654K (2026) · VelocitySBA, LLC
  • GREEN ENTERPRISES I, LLC in Rosemary Beach, FL — $940K (2025) · purchase · Beacon Bank and Trust
  • Lone Dove Ventures LLC in Broken Arrow, OK — $857K (2025) · First Business Bank
  • The Confectionery Corner, LLC in Woodstock, GA — $823K (2025) · Citizens Bank
  • Kilwins Boca Raton in West Palm Beach, FL — $747K (2025) · First Bank of the Lake
  • GCAB Ventures, LLC in Austin, TX — $698K (2025) · LendingClub Bank, National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Kilwins Chocolates and Ice Cream Store brand mark

Who funds Kilwins Chocolates and Ice Cream Store — and where

Every dot is a financed Kilwins Chocolates and Ice Cream Store — 58 mapped.

Financed Kilwins Chocolates and Ice Cream Store locations — list all 58 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(17)
  2. 2.LendingClub Bank, National Association(7)
  3. 3.United Community Bank(2)
  4. 4.Citizens Bank(2)
  5. 5.BayFirst National Bank(2)

Most active states

  1. 1.Florida (10 loans)Kilwins Chocolates and Ice Cream Store lenders in Florida->
  2. 2.Georgia (8 loans)Kilwins Chocolates and Ice Cream Store lenders in Georgia->
  3. 3.Texas (7 loans)Kilwins Chocolates and Ice Cream Store lenders in Texas->
  4. 4.Michigan (6 loans)Kilwins Chocolates and Ice Cream Store lenders in Michigan->
  5. 5.Illinois (4 loans)Kilwins Chocolates and Ice Cream Store lenders in Illinois->
  6. 6.Virginia (3 loans)Kilwins Chocolates and Ice Cream Store lenders in Virginia->
  7. 7.South Carolina (3 loans)Kilwins Chocolates and Ice Cream Store lenders in South Carolina->
  8. 8.Alabama (3 loans)Kilwins Chocolates and Ice Cream Store lenders in Alabama->

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Common questions

How much does a Kilwins Chocolates and Ice Cream Store cost to buy or open?

The typical deal for Kilwins Chocolates and Ice Cream Store is $552K across 58 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $61K of buyer cash on a typical deal.

How risky is Kilwins Chocolates and Ice Cream Store?

6.25% of Kilwins Chocolates and Ice Cream Store's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Kilwins Chocolates and Ice Cream Store with an SBA loan?

Yes — Kilwins Chocolates and Ice Cream Store has been SBA-financed 14 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Kilwins Chocolates and Ice Cream Store franchise

Most Kilwins Chocolates and Ice Cream Store buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Kilwins Chocolates and Ice Cream Store deal financed for $552K, which points to about $61K of buyer cash on a typical purchase. Kilwins Chocolates and Ice Cream Store is listed in the SBA Franchise Directory (identifier S0950), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Kilwins Chocolates and Ice Cream Store — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Kilwins Chocolates and Ice Cream Store — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Kilwins Chocolates and Ice Cream Store — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Kilwins Chocolates and Ice Cream Store is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 58 SBA 7(a) deals since 2020
  • $552K typical deal
  • 14 deals since FY2025
  • 6.25% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S0950)
  • Top lenders: The Huntington National Bank, LendingClub Bank, National Association, United Community Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/kilwins-chocolates-and-ice-cream-store
API:
https://www.capbench.com/api/public/franchises/kilwins-chocolates-and-ice-cream-store
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Kilwins Chocolates and Ice Cream Store.

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