SBA lending record
CycleOps. Inc
205 Bartram Market Drive Suite 160, Saint Johns, FL 32259 · Fitness and Recreational Sports Centers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$671K
Total SBA financing
1
Loan on record
FY2021
On record
19
Jobs supported
Franchise brand
Rukus Cycling Studio
See Rukus Cycling Studio's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
Is CycleOps. Inc your business?
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The loan
$670,800 — FY2021
- Gross approval
- $670,800
- SBA guaranteed
- $603,720 (90%)
- Status
- Charged off (failed)
- Rate at approval
- 6% v
- Term
- 83 mo (7 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 2/10/2021
- First disbursement
- 2/22/2021
- Days to fund
- 12 days
- Charged off
- 8/16/2024
- Charge-off amount
- $39,569
- Collateral
- Required
- Jobs supported
- 19
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
- NAICS code
- 713940
- Franchise
- Rukus Cycling Studio
- Franchise code
- S3603
- Address
- 205 Bartram Market Drive Suite 160
- City
- Saint Johns, 32259
- County
- Saint Johns
- SBA district office
- NORTH FLORIDA DISTRICT OFFICE
- Congressional district
- 4
The lender
Gulf Coast Bank and Trust Company
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding fitness and recreational sports centers — by location, industry, and brand.
Other Rukus Cycling Studio locations
Other Rukus Cycling Studio businesses in the public SBA record — closest first, by location and deal size.
Cycling Winder Garden, LLC
Winter Garden, FL· ~107 mi
Rukus Cycling Studio
- $623K
- SBA financing
- ≈ $1.2M–$2.0M
- Est. revenue (rough)
CMH Fitness LLC
Tampa, FL· ~156 mi
Rukus Cycling Studio
- $709K
- SBA financing
- ≈ $1.4M–$2.3M
- Est. revenue (rough)
Rukus Dr. Phillips, LLC
Orlando, FL· ~112 mi
Rukus Cycling Studio
- $586K
- SBA financing
- ≈ $1.1M–$1.9M
- Est. revenue (rough)
Kairos Moment LLC
Tyler, TX· ~827 mi
Rukus Cycling Studio
- $450K
- SBA financing
- ≈ $882K–$1.5M
- Est. revenue (rough)
Similar businesses
Comparable fitness and recreational sports centers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
RETRO PILATES JAX, LLC
Jacksonville, FL· ~6 mi
Fitness and Recreational Sports Centers
- $638K
- SBA financing
- ≈ $1.3M–$2.1M
- Est. revenue (rough)
BODYBAR PILATES - MANDARIN
Jacksonville, FL· ~8 mi
Bodybar Pilates
- $640K
- SBA financing
- ≈ $1.3M–$2.1M
- Est. revenue (rough)
Holston Holdings Inc.
St Augustine, FL· ~6 mi
Anytime Fitness
- $673K
- SBA financing
- ≈ $1.3M–$2.2M
- Est. revenue (rough)
J2G M2B, LLC
Saint Johns, FL· ~6 mi
Fitness and Recreational Sports Centers
- $431K
- SBA financing
- ≈ $845K–$1.4M
- Est. revenue (rough)
Planet Swim LLC
Ponte Vedra Beach, FL· ~12 mi
Fitness and Recreational Sports Centers
- $735K
- SBA financing
- ≈ $1.4M–$2.4M
- Est. revenue (rough)
Southern Raye Sports LLC
Jacksonville, FL· ~11 mi
PickUp USA Fitness
- $728K
- SBA financing
- ≈ $1.4M–$2.4M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for CycleOps. Inc in Saint Johns, FL (Fitness and Recreational Sports Centers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $671K
- On record FY2021
- 19 jobs supported
- Industry: Fitness and Recreational Sports Centers
- Location: Saint Johns, FL
- Lender: Gulf Coast Bank and Trust Company
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Fitness and Recreational Sports Centers businesses in FL for ~$671k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with CycleOps. Inc.