SBA lending record

Destination Pavers LLC

4331 Garrison Rd, Panama City, FL 32404 · All Other Specialty Trade Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$715K

Total SBA financing

Loans on record

FY2022–24

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 3 loans

$150,000 — FY2024

Loan 1 of 3

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: In workout — SBA bought the guarantee
Rate at approval: 13.25% v
Term: 110 mo (9 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/16/2023
First disbursement: 11/27/2023
Days to fund: 11 days
Collateral: Required
Sold on secondary market: Yes
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: All Other Specialty Trade Contractors
NAICS code: 238990
Lender: BayFirst National Bank
Address: 4331 GARRISON RD
City: Panama City, 32404
County: Bay
SBA district office: NORTH FLORIDA DISTRICT OFFICE
Congressional district: 2

$310,000 — FY2023

Loan 2 of 3

Gross approval: $310,000
SBA guaranteed: $232,500 (75%)
Status: In workout — SBA bought the guarantee
Rate at approval: 9.75% v
Term: 97 mo (8 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 1/4/2023
First disbursement: 1/31/2023
Days to fund: 27 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 5
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: All Other Specialty Trade Contractors
NAICS code: 238990
Lender: Readycap Lending, LLC
Address: 4331 Garrison Rd
City: Panama City, 32404
County: Bay
SBA district office: NORTH FLORIDA DISTRICT OFFICE
Congressional district: 2

$254,500 — FY2022

Loan 3 of 3

Gross approval: $254,500
SBA guaranteed: $190,875 (75%)
Status: In workout — SBA bought the guarantee
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/29/2022
First disbursement: 4/6/2022
Days to fund: 8 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 3
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: All Other Specialty Trade Contractors
NAICS code: 238990
Lender: Readycap Lending, LLC
Address: 4331 Garrison Rd
City: Panama City, 32404
County: Bay
SBA district office: NORTH FLORIDA DISTRICT OFFICE
Congressional district: 2

The lenders

Readycap Lending, LLC

2 loans to this businessFull SBA lending record + branches on the lender page →

BayFirst National Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding all other specialty trade contractors — by location, industry.

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Comparable all other specialty trade contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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Agent summary

This page summarizes the public SBA 7(a) lending record for Destination Pavers LLC in Panama City, FL (All Other Specialty Trade Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

3 SBA 7(a) loans totaling $715K
On record FY2022–24
8 jobs supported
Industry: All Other Specialty Trade Contractors
Location: Panama City, FL
Lenders: Readycap Lending, LLC, BayFirst National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with All Other Specialty Trade Contractors businesses in FL for ~$238k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/destination-pavers-llc-fl
API:: https://www.capbench.com/api/public/businesses/destination-pavers-llc-fl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Destination Pavers LLC.