SBA lending record

E&R Bar & Grill

320 W Main St, El Dorado, AR 71730 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$227K

Total SBA financing

Loan on record

FY2025

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$226,600 — FY2025

Gross approval: $226,600
SBA guaranteed: $169,950 (75%)
Status: Current
Rate at approval: 9% v
Term: 180 mo (15 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/5/2024
First disbursement: 12/20/2024
Days to fund: 45 days
Collateral: Required
Jobs supported: 7
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Southern Bancorp Bank
Address: 320 W Main St
City: El Dorado, 71730
County: Union
SBA district office: ARKANSAS DISTRICT OFFICE
Congressional district: 4

The lender

Southern Bancorp Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding full-service restaurants — by location, industry.

SBA lenders in Arkansas Lenders for full-service restaurants Full-Service Restaurants lenders in Arkansas

Similar businesses

Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

The White Plate LLC

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$198K
SBA financing: ≈ $387K–$646K
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Bayou Bubble Teahouse and Pho Restaurant

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$240K
SBA financing: ≈ $471K–$784K
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The Good News. LLC

Warren, AR· ~44 mi

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$134K
SBA financing: ≈ $263K–$439K
Est. revenue (rough)

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WH Investment Properties LLC

Mc Gehee, AR· ~80 mi

Full-Service Restaurants

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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Arise, Grill, & Eat, LLC

Columbia, LA· ~92 mi

Full-Service Restaurants

$263K
SBA financing: ≈ $515K–$858K
Est. revenue (rough)

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BIG JOHNS BBQ, LLC

Ferriday, LA· ~127 mi

Full-Service Restaurants

$250K
SBA financing: ≈ $490K–$817K
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for E&R Bar & Grill in El Dorado, AR (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $227K
On record FY2025
7 jobs supported
Industry: Full-Service Restaurants
Location: El Dorado, AR
Lender: Southern Bancorp Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in AR for ~$227k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/e-r-bar-grill-ar
API:: https://www.capbench.com/api/public/businesses/e-r-bar-grill-ar
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with E&R Bar & Grill.