SBA lending record
efp subs llc
9805 Sandy Rock Pl, Charlotte, NC 28277 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$647K
Total SBA financing
1
Loan on record
FY2020
On record
36
Jobs supported
Franchise brand
Penn Station East Coast Subs
See Penn Station East Coast Subs's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
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The loan
$647,000 — FY2020
- Gross approval
- $647,000
- SBA guaranteed
- $485,250 (75%)
- Status
- Paid in full
- Rate at approval
- 6% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/4/2020
- First disbursement
- 9/30/2020
- Days to fund
- 26 days
- Paid in full
- 3/31/2024
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 36
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Penn Station East Coast Subs
- Franchise code
- S2231
- Lender
- Meridian Bank
- Address
- 9805 Sandy Rock Pl
- City
- Charlotte, 28277
- County
- Mecklenburg
- SBA district office
- NORTH CAROLINA DISTRICT OFFICE
- Congressional district
- 9
The lender
Find SBA lenders for businesses like this
The banks most active funding limited-service restaurants — by location, industry, and brand.
Other Penn Station East Coast Subs locations
Other Penn Station East Coast Subs businesses in the public SBA record — closest first, by location and deal size.
Penn Station
Clinton Township, MI· ~535 mi
Penn Station East Coast Subs
- $1.1M
- SBA financing
- ≈ $2.1M–$3.6M
- Est. revenue (rough)
Tri-State Cheesesteaks, LLC
Evansville, IN
Penn Station East Coast Subs
- $150K
- SBA financing
- ≈ $294K–$490K
- Est. revenue (rough)
The Canton Sub Company
North Canton, OH· ~405 mi
Penn Station East Coast Subs
- $350K
- SBA financing
- ≈ $686K–$1.1M
- Est. revenue (rough)
HB3 Group LLC
Dayton, OH· ~364 mi
Penn Station East Coast Subs
- $2.8M
- SBA financing
- ≈ $5.4M–$9.1M
- Est. revenue (rough)
DBT Acquisitions, Inc.
Toledo, OH· ~485 mi
Penn Station East Coast Subs
- $200K
- SBA financing
- ≈ $392K–$654K
- Est. revenue (rough)
Buckeye Cheesesteaks LLC
Crestview Hills, KY· ~346 mi
Penn Station East Coast Subs
- $4.7M
- SBA financing
- ≈ $9.2M–$15M
- Est. revenue (rough)
Similar businesses
Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Queen City Lean, LLC
Charlotte, NC· ~0 mi
Lean Kitchen
- $517K
- SBA financing
- ≈ $1.0M–$1.7M
- Est. revenue (rough)
Watsonsix LLC
Charlotte, NC· ~0 mi
Salata
- $819K
- SBA financing
- ≈ $1.6M–$2.7M
- Est. revenue (rough)
OM SHIV 2022 INC
Pineville, NC· ~7 mi
Eggholic
- $698K
- SBA financing
- ≈ $1.4M–$2.3M
- Est. revenue (rough)
Belmont Eats 8644, LLC
Charlotte, NC· ~6 mi
Marco's Pizza
- $562K
- SBA financing
- ≈ $1.1M–$1.8M
- Est. revenue (rough)
milkbreadPm, LLC
Charlotte, NC· ~12 mi
Limited-Service Restaurants
- $586K
- SBA financing
- ≈ $1.1M–$1.9M
- Est. revenue (rough)
Papa's Pizza To Go
Matthews, NC· ~2 mi
Limited-Service Restaurants
- $345K
- SBA financing
- ≈ $676K–$1.1M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for efp subs llc in Charlotte, NC (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $647K
- On record FY2020
- 36 jobs supported
- Industry: Limited-Service Restaurants
- Location: Charlotte, NC
- Lender: Meridian Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in NC for ~$647k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with efp subs llc.