SBA lending record

HB3 Group LLC

10949 Shallow Creek Ct, Dayton, OH 45458 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$2.8M

Total SBA financing

Loans on record

FY2022–26

On record

157

Jobs supported

Franchise brand

Penn Station East Coast Subs

See Penn Station East Coast Subs's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$1,265,000 — FY2026

Loan 1 of 2

Gross approval: $1,265,000
SBA guaranteed: $948,750 (75%)
Status: Current
Rate at approval: 7.25% f
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 1/12/2026
First disbursement: 1/30/2026
Days to fund: 18 days
Collateral: Required
Jobs supported: 12
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants
NAICS code: 722511
Franchise: Penn Station East Coast Subs
Franchise code: S2231
Lender: Fifth Third Bank
Address: PO BOX 49584
City: Dayton, 45449
County: Montgomery
SBA district office: COLUMBUS DISTRICT OFFICE
Congressional district: 10

$1,510,200 — FY2022

Loan 2 of 2

Gross approval: $1,510,200
SBA guaranteed: $1,132,650 (75%)
Status: Paid in full
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/10/2021
First disbursement: 11/30/2021
Days to fund: 20 days
Paid in full: 1/31/2026
Collateral: Required
Jobs supported: 145
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Franchise: Penn Station East Coast Subs
Franchise code: S2231
Lender: Heritage Bank Inc
Address: 10949 Shallow Creek Ct
City: Dayton, 45458
County: Montgomery
SBA district office: COLUMBUS DISTRICT OFFICE
Congressional district: 1

The lenders

Heritage Bank Inc

1 loan to this businessFull SBA lending record + branches on the lender page →

Fifth Third Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry, and brand.

SBA lenders in Ohio Lenders for limited-service restaurants Limited-Service Restaurants lenders in Ohio Penn Station East Coast Subs lenders Penn Station East Coast Subs lenders in Ohio

Other Penn Station East Coast Subs locations

Other Penn Station East Coast Subs businesses in the public SBA record — closest first, by location and deal size.

Buckeye Cheesesteaks LLC

Crestview Hills, KY· ~45 mi

Penn Station East Coast Subs

$4.7M
SBA financing: ≈ $9.2M–$15M
Est. revenue (rough)

View record

Penn Station

Clinton Township, MI· ~218 mi

Penn Station East Coast Subs

$1.1M
SBA financing: ≈ $2.1M–$3.6M
Est. revenue (rough)

View record

Tri-State Cheesesteaks, LLC

Evansville, IN

Penn Station East Coast Subs

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

View record

DBT Acquisitions, Inc.

Toledo, OH· ~151 mi

Penn Station East Coast Subs

$200K
SBA financing: ≈ $392K–$654K
Est. revenue (rough)

View record

efp subs llc

Charlotte, NC· ~364 mi

Penn Station East Coast Subs

$647K
SBA financing: ≈ $1.3M–$2.1M
Est. revenue (rough)

View record

PSMI Group, LLC

Westland, MI· ~195 mi

Penn Station East Coast Subs

$80K
SBA financing: ≈ $157K–$261K
Est. revenue (rough)

View record

Similar businesses

Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

WD HHB CLEVELAND LLC

Kettering, OH· ~8 mi

Hot Head Burritos

$2.5M
SBA financing: ≈ $4.9M–$8.1M
Est. revenue (rough)

View record

Axiom Hosts, LLC

Middletown, OH· ~15 mi

Zaxby's

$3.6M
SBA financing: ≈ $7.1M–$12M
Est. revenue (rough)

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FHD Real Estate, LLC

Franklin, OH· ~8 mi

Limited-Service Restaurants

$920K
SBA financing: ≈ $1.8M–$3.0M
Est. revenue (rough)

View record

Demi Pizza LLC

Miamisburg, OH· ~4 mi

Domino's

$838K
SBA financing: ≈ $1.6M–$2.7M
Est. revenue (rough)

View record

S&M Global Investments LLC

Springboro, OH· ~4 mi

Biggby Coffee

$783K
SBA financing: ≈ $1.5M–$2.6M
Est. revenue (rough)

View record

Murad Brothers, LLC

Cincinnati, OH· ~33 mi

Dairy Queen of Las Vegas - Operating Agreement

$2.9M
SBA financing: ≈ $5.6M–$9.4M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for HB3 Group LLC in Dayton, OH (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $2.8M
On record FY2022–26
157 jobs supported
Industry: Limited-Service Restaurants
Location: Dayton, OH
Lenders: Heritage Bank Inc, Fifth Third Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in OH for ~$1.4M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/hb3-group-llc-oh
API:: https://www.capbench.com/api/public/businesses/hb3-group-llc-oh
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with HB3 Group LLC.