SBA lending record

F & L Corporation

700 AIRPORT RD, Hutchinson, MN 55350 · General Automotive Repair. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$263K

Total SBA financing

Loans on record

FY2020–21

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 3 loans

$40,000 — FY2021

Loan 1 of 3

Gross approval: $40,000
SBA guaranteed: $30,000 (75%)
Status: Current
Rate at approval: 6.25% f
Term: 84 mo (7 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/18/2021
First disbursement: 3/23/2021
Days to fund: 5 days
Collateral: Required
Jobs supported: 2
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: General Automotive Repair
NAICS code: 811111
Lender: Citizens Bank & Trust Co
Address: 700 AIRPORT RD
City: Hutchinson, 55350
County: Mcleod
SBA district office: MINNESOTA DISTRICT OFFICE
Congressional district: 7

$213,000 — FY2020

Loan 2 of 3

Gross approval: $213,000
SBA guaranteed: $106,500 (50%)
Status: Current
Rate at approval: 6% f
Term: 119 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/7/2020
First disbursement: 2/29/2020
Days to fund: 22 days
Collateral: Required
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: General Automotive Repair
NAICS code: 811111
Lender: Citizens Bank & Trust Co
Address: 700 AIRPORT RD
City: Hutchinson, 55350
County: Mcleod
SBA district office: MINNESOTA DISTRICT OFFICE
Congressional district: 7

$10,000 — FY2020

Loan 3 of 3

Gross approval: $10,000
SBA guaranteed: $5,000 (50%)
Status: Paid in full
Rate at approval: 6.75% f
Term: 71 mo (6 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/10/2020
First disbursement: 2/28/2021
Days to fund: 384 days
Paid in full: 3/31/2023
Collateral: Required
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: General Automotive Repair
NAICS code: 811111
Lender: Citizens Bank & Trust Co
Address: 700 AIRPORT RD
City: Hutchinson, 55350
County: Mcleod
SBA district office: MINNESOTA DISTRICT OFFICE
Congressional district: 7

The lender

Citizens Bank & Trust Co

3 loans to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding general automotive repair — by location, industry.

SBA lenders in Minnesota Lenders for general automotive repair General Automotive Repair lenders in Minnesota

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Comparable general automotive repair in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $711K–$1.2M
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SBA financing: ≈ $658K–$1.1M
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SBA financing: ≈ $382K–$637K
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Homestead Auto and Tire of Prior Lake LLC

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SBA financing: ≈ $530K–$884K
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SBA financing: ≈ $369K–$614K
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Agent summary

This page summarizes the public SBA 7(a) lending record for F & L Corporation in Hutchinson, MN (General Automotive Repair). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

3 SBA 7(a) loans totaling $263K
On record FY2020–21
2 jobs supported
Industry: General Automotive Repair
Location: Hutchinson, MN
Lender: Citizens Bank & Trust Co

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with General Automotive Repair businesses in MN for ~$88k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/f-l-corporation-mn
API:: https://www.capbench.com/api/public/businesses/f-l-corporation-mn
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with F & L Corporation.