Lender record
Citizens Bank & Trust Co
The real lending record — every figure from funded deals. HQ: Hutchinson, MN.
85
Recent deals (FY20+)
$78K
Typical deal
10 days
Approval → funding
1.6%
Failure rate (FY20–23)
Where Citizens Bank & Trust Co lends
Deals Citizens Bank & Trust Co funded — list all 85 as text
- The Wine Lounge L.L.C. — Hutchinson · $25K · FY2026 · Full-Service Restaurants
- K&S Roll-off's LLC — Hutchinson · $17K · FY2026 · Solid Waste Collection
- K&S Roll-off's LLC — Hutchinson · $90K · FY2025 · Solid Waste Collection
- Clay Coyote Arts, Inc. — Hutchinson · $80K · FY2025 · All Other Miscellaneous Retailers
- Grandome Cinemas LLC — Hutchinson · $80K · FY2025 · Motion Picture Theaters (except Drive-Ins)
- Grandome Cinemas LLC — Hutchinson · $50K · FY2025 · Motion Picture Theaters (except Drive-Ins)
- Mocha Motion LLC — Hutchinson · $50K · FY2025 · Mobile Food Services
- Innovative Foam, Inc — Hutchinson · $34K · FY2025 · Sign Manufacturing
- TTS Construction, LLC — Hutchinson · $32K · FY2025 · Other Building Finishing Contractors
- The Elegant Edge LLC — Hutchinson · $30K · FY2025 · Clothing and Clothing Accessories Retailers
- Bellina Ame Company — Hutchinson · $25K · FY2025 · Offices of Physical, Occupational and Speech Therapists, and
- TTS Construction LLC — Hutchinson · $25K · FY2025 · Other Building Finishing Contractors
- CJ Sales, LLC — Hutchinson · $21K · FY2025 · Gift, Novelty, and Souvenir Retailers
- Aadland Woodworks — Hutchinson · $20K · FY2025 · Finish Carpentry Contractors
- Olita's Sips LLC — Hutchinson · $20K · FY2025 · Snack and Nonalcoholic Beverage Bars
- B AND B SPORTS OF HUTCHINSON INC. — Hutchinson · $250K · FY2024 · Boat Dealers
- KAJA LLC — Hutchinson · $150K · FY2024 · Limited-Service Restaurants
- EPS Fabricators LLP — Plymouth · $150K · FY2024 · Clay Building Material and Refractories Manufacturing
- Theis Family Dental PLLC — Hutchinson · $150K · FY2024 · Offices of Dentists
- DLB Property LLC — Glencoe · $112K · FY2024 · Limited-Service Restaurants
- The Wine Lounge L.L.C. — Hutchinson · $85K · FY2024 · Drinking Places (Alcoholic Beverages)
- EPS Fabricators LLP — Plymouth · $50K · FY2024 · Clay Building Material and Refractories Manufacturing
- Innovative Foam, Inc — Hutchinson · $5K · FY2024 · Sign Manufacturing
- Zephyr Wind Parts, LLC — Hutchinson · $1.5M · FY2023 · Other Commercial Equipment Merchant Wholesalers
- OGGI, LLC — Minnetonka · $500K · FY2023 · All Other Professional, Scientific, and Technical Services
- ASI JET SALES, LLC — Hutchinson · $500K · FY2023 · Soil Preparation, Planting, and Cultivating
- Classic car resurrection mn LLC — Hutchinson · $128K · FY2023 · All Other Automotive Repair and Maintenance
- DLB Property LLC — Glencoe · $95K · FY2023 · Lessors of Nonresidential Buildings (except Miniwarehouses)
- Hutchinson Chiropractic and Wellness — Hutchinson · $85K · FY2023 · Offices of Chiropractors
- The Elegant Edge LLC — Hutchinson · $50K · FY2023 · Clothing and Clothing Accessories Retailers
- Clay Coyote Arts, Inc. — Hutchinson · $22K · FY2023 · Art Dealers
- Northern Electrical Solutions LLC — Hutchinson · $20K · FY2023 · Electrical Contractors and Other Wiring Installation Contrac
- Clay Coyote Arts, Inc. — Hutchinson · $10K · FY2023 · Art Dealers
- Zephyr Wind Parts, LLC — Hutchinson · $1.0M · FY2022 · Commercial and Industrial Machinery and Equipment (except Au
- DLB Property LLC — Hutchinson · $296K · FY2022 · Lessors of Other Real Estate Property
- DLB Property LLC — Glencoe · $110K · FY2022 · Lessors of Other Real Estate Property
- Fortiori Design LLC — Hutchinson · $100K · FY2022 · All Other Professional, Scientific, and Technical Services
- Polzin Embryo Center — Darwin · $50K · FY2022 · All Other Animal Production
- Lupine Construction LLC — Hutchinson · $50K · FY2022 · Commercial and Institutional Building Construction
- Drop-N-Go, Inc. — Hutchinson · $38K · FY2022 · Commercial Printing (except Screen and Books)
- The Elegant Edge LLC — Hutchinson · $34K · FY2022 · Clothing and Clothing Accessories Retailers
- Caspers Chiropractic Center PC — Hutchinson · $23K · FY2022 · Offices of Chiropractors
- SCHWARZROCK MEAT MARKET, INC — Hector · $13K · FY2022 · Meat Retailers
- ASI JET Ag, LLC — Hutchinson · $500K · FY2021 · Soil Preparation, Planting, and Cultivating
- RJ Decker Properties, LLC — Hutchinson · $495K · FY2021 · Offices of Other Holding Companies
- RJ Decker Properties, LLC — Hutchinson · $495K · FY2021 · Offices of Other Holding Companies
- RJ Decker Properties, LLC — Hutchinson · $495K · FY2021 · Offices of Other Holding Companies
- BK Equipment, LLC — Hutchinson · $350K · FY2021 · Office Machinery and Equipment Rental and Leasing
- PTK Enterprises, LLC — Cosmos · $335K · FY2021 · Lessors of Nonresidential Buildings (except Miniwarehouses)
- FUYU Outdoors LLC — Darwin · $200K · FY2021 · Sporting and Recreational Goods and Supplies Merchant Wholes
- Kruse Machining, LLC — Hutchinson · $150K · FY2021 · Food Product Machinery Manufacturing
- We Sport, Inc. — Lester Prairie · $142K · FY2021 · Sports and Recreation Instruction
- Polzin Embryo Center — Darwin · $140K · FY2021 · Dual-Purpose Cattle Ranching and Farming
- Creative Curbing Solutions, LLC — Hutchinson · $130K · FY2021 · All Other Specialty Trade Contractors
- Flank Steakhouse LLC — Hutchinson · $130K · FY2021 · Full-Service Restaurants
- SCHWARZROCK MEAT MARKET, INC — Hector · $130K · FY2021 · Meat Markets
- Integrations Wellness & Recovery Center, LLC — Hutchinson · $125K · FY2021 · Outpatient Mental Health and Substance Abuse Centers
- Integrations Wellness & Recovery Center, LLC — Hutchinson · $125K · FY2021 · Outpatient Mental Health and Substance Abuse Centers
- Subway — Glencoe · $125K · FY2021 · Limited-Service Restaurants
- Integrations Wellness & Recovery Center, LLC — Hutchinson · $125K · FY2021 · Outpatient Mental Health and Substance Abuse Centers
- KABLE FURNITURE & CARPET — Hutchinson · $100K · FY2021 · Furniture Stores
- HUTCHINSON OUTPOST INC — Hutchinson · $75K · FY2021 · Gasoline Stations with Convenience Stores
- Caspers Chiropractic Center of Shakopee PC — Shakopee · $50K · FY2021 · Offices of Chiropractors
- Flank Steakhouse LLC — Hutchinson · $40K · FY2021 · Full-Service Restaurants
- F & L Corporation — Hutchinson · $40K · FY2021 · General Automotive Repair
- Innovative Foam, Inc — Hutchinson · $30K · FY2021 · All Other Miscellaneous General Purpose Machinery Manufactur
- RATH RACING INC — Hutchinson · $30K · FY2021 · All Other Miscellaneous Manufacturing
- Hoffman Electric MN, LLC — Hutchinson · $25K · FY2021 · Electrical Contractors and Other Wiring Installation Contrac
- LRA Enterprises LLC — Hutchinson · $25K · FY2021 · Offices of Real Estate Agents and Brokers
- Dr. Adam Fink Family Chiropractic — Hutchinson · $20K · FY2021 · Offices of Chiropractors
- Zephyr Wind Services MN, LLC — Hutchinson · $700K · FY2020 · Wind Electric Power Generation
- F & L Corporation — Hutchinson · $213K · FY2020 · General Automotive Repair
- SCHWARZROCK MEAT MARKET, INC — Hutchinson · $140K · FY2020 · Meat Markets
- Kruse Machining, LLC — Hutchinson · $100K · FY2020 · Food Product Machinery Manufacturing
- SSM Enterprises, LLC — Hutchinson · $80K · FY2020 · Full-Service Restaurants
- Zellas Company — Hutchinson · $78K · FY2020 · Full-Service Restaurants
- Richard Larson Builders, Inc — Hutchinson · $75K · FY2020 · New Single-Family Housing Construction (except For-Sale Buil
- Froemming Innovations, LLC — Hutchinson · $65K · FY2020 · Lawn and Garden Tractor and Home Lawn and Garden Equipment M
- Hector Properties LLC — Hutchinson · $60K · FY2020 · Meat Markets
- Hoffman Electric MN, LLC — Hutchinson · $36K · FY2020 · Electrical Contractors and Other Wiring Installation Contrac
- Zellas Company — Hutchinson · $35K · FY2020 · Full-Service Restaurants
- McKale Nygaard — Hutchinson · $32K · FY2020 · Landscaping Services
- Caspers Chiropractic Center of Shakopee PC — Shakopee · $30K · FY2020 · Offices of Chiropractors
- BG JEWELERS LLC — Hutchinson · $20K · FY2020 · Jewelry Stores
- F & L Corporation — Hutchinson · $10K · FY2020 · General Automotive Repair
Deal profile
Most Citizens Bank & Trust Co deals land between $30K and $140K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Full-Service Restaurants (6)
- 2.Offices of Chiropractors (5)
- 3.Clothing and Clothing Accessories Retailers (3)
- 4.Limited-Service Restaurants (3)
- 5.Electrical Contractors and Other Wiring Installation Contrac (3)
- 6.Offices of Other Holding Companies (3)
- 7.Meat Markets (3)
- 8.Outpatient Mental Health and Substance Abuse Centers (3)
Most active states
- 1.Minnesota (85 deals)
Franchises they finance most
Recent deals
- The Wine Lounge L.L.C. in Hutchinson, MN — $25K (2026) · Full-Service Restaurants
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.25% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 6 days
- Approved
- 2/11/2026
- First disbursed
- 2/17/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
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- K&S Roll-off's LLC in Hutchinson, MN — $17K (2026) · Solid Waste Collection
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $9K (50%)
- Approval → funding
- 5 days
- Approved
- 2/13/2026
- First disbursed
- 2/18/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Solid Waste Collection
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- K&S Roll-off's LLC in Hutchinson, MN — $90K (2025) · Solid Waste Collection
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% fixed
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $45K (50%)
- Approval → funding
- 9 days
- Approved
- 4/7/2025
- First disbursed
- 4/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Solid Waste Collection
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- Clay Coyote Arts, Inc. in Hutchinson, MN — $80K (2025) · All Other Miscellaneous Retailers
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $40K (50%)
- Approval → funding
- 0 days
- Approved
- 3/21/2025
- First disbursed
- 3/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- All Other Miscellaneous Retailers
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- Grandome Cinemas LLC in Hutchinson, MN — $80K (2025) · Motion Picture Theaters (except Drive-Ins)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $40K (50%)
- Approval → funding
- 4 days
- Approved
- 9/8/2025
- First disbursed
- 9/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Motion Picture Theaters (except Drive-Ins)
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- Grandome Cinemas LLC in Hutchinson, MN — $50K (2025) · Motion Picture Theaters (except Drive-Ins)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 22 days
- Approved
- 12/9/2024
- First disbursed
- 12/31/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Motion Picture Theaters (except Drive-Ins)
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- Mocha Motion LLC in Hutchinson, MN — $50K (2025) · Mobile Food Services
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 20 days
- Approved
- 5/10/2025
- First disbursed
- 5/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Mobile Food Services
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- Innovative Foam, Inc in Hutchinson, MN — $34K (2025) · Sign Manufacturing
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $17K (50%)
- Approval → funding
- 4 days
- Approved
- 12/19/2024
- First disbursed
- 12/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Sign Manufacturing
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- TTS Construction, LLC in Hutchinson, MN — $32K (2025) · Other Building Finishing Contractors
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $16K (50%)
- Approval → funding
- 14 days
- Approved
- 3/12/2025
- First disbursed
- 3/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Other Building Finishing Contractors
Your business? Claim this record · Request removal
- The Elegant Edge LLC in Hutchinson, MN — $30K (2025) · Clothing and Clothing Accessories Retailers
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 15 days
- Approved
- 8/13/2025
- First disbursed
- 8/28/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Clothing and Clothing Accessories Retailers
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Failed deals
1 of Citizens Bank & Trust Co's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.
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Businesses Citizens Bank & Trust Co financed
56 businesses on record. Each links to its full SBA record.
- Zephyr Wind Parts, LLCHutchinson, MN · 2 loans$2.5M
- RJ Decker Properties, LLCHutchinson, MN · 3 loans$1.5M
- Zephyr Wind Services MN, LLCHutchinson, MN · 1 loan$700K
- DLB Property LLCGlencoe, MN · 4 loans$613K
- ASI JET SALES, LLCHutchinson, MN · 1 loan$500K
- OGGI, LLCMinnetonka, MN · 1 loan$500K
- ASI JET Ag, LLCHutchinson, MN · 1 loan$500K
- Integrations Wellness & Recovery Center, LLCHutchinson, MN · 3 loans$375K
- BK Equipment, LLCHutchinson, MN · 1 loan$350K
- PTK Enterprises, LLCCosmos, MN · 1 loan$335K
- SCHWARZROCK MEAT MARKET, INCHector, MN · 3 loans$283K
- F & L CorporationHutchinson, MN · 3 loans$263K
- Kruse Machining, LLCHutchinson, MN · 2 loans$250K
- B AND B SPORTS OF HUTCHINSON INC.Hutchinson, MN · 1 loan$250K
- EPS Fabricators LLPPlymouth, MN · 2 loans$200K
- FUYU Outdoors LLCDarwin, MN · 1 loan$200K
- Polzin Embryo CenterDarwin, MN · 2 loans$190K
- Flank Steakhouse LLCHutchinson, MN · 2 loans$170K
- Theis Family Dental PLLCHutchinson, MN · 1 loan$150K
- KAJA LLCHutchinson, MN · 1 loan$150K
- We Sport, Inc.Lester Prairie, MN · 1 loan$142K
- Grandome Cinemas LLCHutchinson, MN · 2 loans$130K
- Creative Curbing Solutions, LLCHutchinson, MN · 1 loan$130K
- Classic car resurrection mn LLCHutchinson, MN · 1 loan$128K
- SubwayGlencoe, MN · 1 loan$125K
- The Elegant Edge LLCHutchinson, MN · 3 loans$114K
- Zellas CompanyHutchinson, MN · 2 loans$113K
- Clay Coyote Arts, Inc.Hutchinson, MN · 3 loans$112K
- The Wine Lounge L.L.C.Hutchinson, MN · 2 loans$110K
- K&S Roll-off's LLCHutchinson, MN · 2 loans$107K
- Fortiori Design LLCHutchinson, MN · 1 loan$100K
- KABLE FURNITURE & CARPETHutchinson, MN · 1 loan$100K
- Hutchinson Chiropractic and WellnessHutchinson, MN · 1 loan$85K
- SSM Enterprises, LLCHutchinson, MN · 1 loan$80K
- Caspers Chiropractic Center of Shakopee PCShakopee, MN · 2 loans$80K
- Richard Larson Builders, IncHutchinson, MN · 1 loan$75K
- HUTCHINSON OUTPOST INCHutchinson, MN · 1 loan$75K
- Innovative Foam, IncHutchinson, MN · 3 loans$69K
- Froemming Innovations, LLCHutchinson, MN · 1 loan$65K
- Hoffman Electric MN, LLCHutchinson, MN · 2 loans$61K
- Hector Properties LLCHutchinson, MN · 1 loan$60K
- TTS Construction, LLCHutchinson, MN · 2 loans$57K
- Mocha Motion LLCHutchinson, MN · 1 loan$50K
- Lupine Construction LLCHutchinson, MN · 1 loan$50K
- Drop-N-Go, Inc.Hutchinson, MN · 1 loan$38K
- McKale NygaardHutchinson, MN · 1 loan$32K
- RATH RACING INCHutchinson, MN · 1 loan$30K
- LRA Enterprises LLCHutchinson, MN · 1 loan$25K
- Bellina Ame CompanyHutchinson, MN · 1 loan$25K
- Caspers Chiropractic Center PCHutchinson, MN · 1 loan$23K
- CJ Sales, LLCHutchinson, MN · 1 loan$21K
- Northern Electrical Solutions LLCHutchinson, MN · 1 loan$20K
- Olita's Sips LLCHutchinson, MN · 1 loan$20K
- Aadland WoodworksHutchinson, MN · 1 loan$20K
- BG JEWELERS LLCHutchinson, MN · 1 loan$20K
- Dr. Adam Fink Family ChiropracticHutchinson, MN · 1 loan$20K
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CapBench analysis of public lending records, FY2020–present. Not affiliated with Citizens Bank & Trust Co.
Agent summary
This page summarizes Citizens Bank & Trust Co's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 85 SBA 7(a) loans on record
- $78K typical deal
- HQ: Hutchinson, MN
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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