Slumberland, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1584)
7 deals since 2020 · typical deal $220K
7
Deals since 2020
$220K
Typical deal
5
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Slumberland
Most Slumberland deals financed between $100K and $1.51M. Above $1.51M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,252
- Down payment (10%)
- $24K
- Cash to close (all-in)
- $33K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$33K)
Experience
Recent financings
- Japenga Furnishings Inc. in Coralville, IA — $5.0M (2026) · purchase · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 6 days
- Approved
- 1/16/2026
- First disbursed
- 1/22/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Furniture Retailers
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $41,107
- Annual debt service
- $493K
- Cash flow needed (1.25×)
- $617K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
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- BoldStep Strategies Inc. in Fort Dodge, IA — $1.5M (2026) · purchase · Bell Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 8 days
- Approved
- 12/30/2025
- First disbursed
- 1/7/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Furniture Retailers
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $168K
- Est. cash at closing
- $230K
- Monthly payment
- $18,931
- Annual debt service
- $227K
- Cash flow needed (1.25×)
- $284K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bell Bank · Lender record →
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- BoldStep Strategies Inc. in Fergus Falls, MN — $466K (2025) · purchase · Bell Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $350K (75%)
- Approval → funding
- 7 days
- Approved
- 6/24/2025
- First disbursed
- 7/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Furniture Retailers
If you were the buyer here
- Est. deal size
- $518K
- Est. down payment (10%)
- $52K
- Est. cash at closing
- $69K
- Monthly payment
- $5,969
- Annual debt service
- $72K
- Cash flow needed (1.25×)
- $90K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bell Bank · Lender record →
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- 7th Street Warehouse Inc in Rapid City, SD — $201K (2025) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $151K (75%)
- Approval → funding
- 28 days
- Approved
- 11/8/2024
- First disbursed
- 12/6/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Furniture Retailers
Funded by U.S. Bank, National Association · Lender record →
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- BoldStep Strategies Inc. in Fergus Falls, MN — $70K (2025) · Bell Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $35K (50%)
- Approval → funding
- 7 days
- Approved
- 6/24/2025
- First disbursed
- 7/1/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- New Business or 2 years or less
- Industry
- Furniture Retailers
Funded by Bell Bank · Lender record →
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- Five Seasons, lnc. in Dundas, MN — $220K (2021) · First Farmers & Merchants Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $110K (50%)
- Approval → funding
- 132 days
- Approved
- 1/9/2021
- First disbursed
- 5/21/2021
- Loan status
- Paid in full (10/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Existing or more than 2 years old
- Industry
- Furniture Stores
Funded by First Farmers & Merchants Bank
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- KABLE FURNITURE & CARPET in Hutchinson, MN — $100K (2021) · Citizens Bank & Trust Co
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $75K (75%)
- Approval → funding
- 14 days
- Approved
- 9/16/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Furniture Stores
Funded by Citizens Bank & Trust Co · Lender record →
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Who funds Slumberland — and where
Every dot is a financed Slumberland — 7 mapped.
Financed Slumberland locations — list all 7 as text
- Five Seasons, lnc. — Dundas · $220K · FY2021 · Furniture Stores
- BoldStep Strategies Inc. — Fergus Falls · $70K · FY2025 · Furniture Retailers
- BoldStep Strategies Inc. — Fergus Falls · $466K · FY2025 · Furniture Retailers
- BoldStep Strategies Inc. — Fort Dodge · $1.5M · FY2026 · Furniture Retailers
- Japenga Furnishings Inc. — Coralville · $5.0M · FY2026 · Furniture Retailers
- 7th Street Warehouse Inc — Rapid City · $201K · FY2025 · Furniture Retailers
- KABLE FURNITURE & CARPET — Hutchinson · $100K · FY2021 · Furniture Stores
Top lenders for this brand
1.Bell Bank(3)
- 2.First Farmers & Merchants Bank (1)
3.Merchants Bank of Indiana(1)
4.U.S. Bank, National Association(1)
5.Citizens Bank & Trust Co(1)
Most active states
- 1.Minnesota (4 loans)
- 2.Iowa (2 loans)
- 3.South Dakota (1 loans)
Represent Slumberland?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Slumberland cost to buy or open?
The typical deal for Slumberland is $220K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $24K of buyer cash on a typical deal.
How risky is Slumberland?
Slumberland has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Slumberland with an SBA loan?
Yes — Slumberland has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Slumberland franchise
Most Slumberland buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Slumberland deal financed for $220K, which points to about $24K of buyer cash on a typical purchase. Slumberland is listed in the SBA Franchise Directory (identifier S1584), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Slumberland — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Slumberland — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Slumberland — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Slumberland is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 7 SBA 7(a) deals since 2020
- $220K typical deal
- 5 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1584)
- Top lenders: Bell Bank, First Farmers & Merchants Bank, Merchants Bank of Indiana
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Slumberland.