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How to finance a Slumberland in Minnesota
The SBA 7(a) lenders funding the most Slumberland deals in Minnesota, from public loan records — typical Slumberland loan about $220K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Slumberland in Minnesota
$220K
Typical loan
range $100K–$466K
$244K
Est. purchase price
≈ loan ÷ 90%
$32,694
Cash to close
$24,444 down + fees
$3,220/mo
Typical payment
~12.5% · 10yr
$44,436/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
14 days
Typical time to fund
3
Lenders competing
more = leverage
7.13%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Slumberland in Minnesota
Ranked by funded Slumberland loans in Minnesota. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.32 loans · $32M · Fargo, NDFull record →
- 2.2 loans · $0M · Hutchinson, MNFull record →
4+ funded Slumberland in Minnesota deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- BoldStep Strategies Inc. in Fergus Falls, MN — $466K (2025) · purchase · Bell Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $350K (75%)
- Approval → funding
- 7 days
- Approved
- 6/24/2025
- First disbursed
- 7/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Furniture Retailers
If you were the buyer here
- Est. deal size
- $518K
- Est. down payment (10%)
- $52K
- Est. cash at closing
- $69K
- Monthly payment
- $5,969
- Annual debt service
- $72K
- Cash flow needed (1.25×)
- $90K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bell Bank · Lender record →
Your business? Claim this record · Request removal
- BoldStep Strategies Inc. in Fergus Falls, MN — $70K (2025) · Bell Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $35K (50%)
- Approval → funding
- 7 days
- Approved
- 6/24/2025
- First disbursed
- 7/1/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- New Business or 2 years or less
- Industry
- Furniture Retailers
Funded by Bell Bank · Lender record →
Your business? Claim this record · Request removal
- Five Seasons, lnc. in Dundas, MN — $220K (2021) · First Farmers & Merchants Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $110K (50%)
- Approval → funding
- 132 days
- Approved
- 1/9/2021
- First disbursed
- 5/21/2021
- Loan status
- Paid in full (10/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Existing or more than 2 years old
- Industry
- Furniture Stores
Funded by First Farmers & Merchants Bank
Your business? Claim this record · Request removal
- KABLE FURNITURE & CARPET in Hutchinson, MN — $100K (2021) · Citizens Bank & Trust Co
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $75K (75%)
- Approval → funding
- 14 days
- Approved
- 9/16/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Furniture Stores
Funded by Citizens Bank & Trust Co · Lender record →
Your business? Claim this record · Request removal
Buying a Slumberland in Minnesota? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Slumberland loans with a Minnesota project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Slumberland purchase in Minnesota with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Minnesota deals. Bell Bank funds the most here. CapBench is not a lender.
- $220K typical Slumberland loan
- 3 lenders active in Minnesota
- 4+ funded Minnesota deals
- 14 days typical to fund
Buyers buying a Slumberland in Minnesota typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.