SBA lending record
Fig & Lyles Bakery LLC
420 S Main street, Saint Charles, MO 63301 · Retail Bakeries. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$40K
Total SBA financing
1
Loan on record
FY2024
On record
12
Jobs supported
● business — business location is the ZIP-area centroid from the public record
Is Fig & Lyles Bakery LLC your business?
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The loan
$39,800 — FY2024
- Gross approval
- $39,800
- SBA guaranteed
- $33,830 (85%)
- Status
- Current
- Rate at approval
- 8.24% f
- Term
- 72 mo (6 yr)
- Program
- 7a General
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Business purchase
- Approved
- 12/16/2023
- First disbursement
- 12/31/2023
- Days to fund
- 15 days
- Collateral
- Required
- Jobs supported
- 12
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Retail Bakeries
- NAICS code
- 311811
- Address
- 420 S Main street
- City
- Saint Charles, 63301
- County
- Saint Charles
- SBA district office
- ST. LOUIS DISTRICT OFFICE
- Congressional district
- 2
The lender
First Community Credit Union
1 loan to this businessFind SBA lenders for businesses like this
The banks most active funding retail bakeries — by location, industry.
Similar businesses
Comparable retail bakeries in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
LA BONNE BOUCHEE DE SAINT LOUIS, INC.
Saint Louis, MO· ~6 mi
Retail Bakeries
- $150K
- SBA financing
- ≈ $294K–$490K
- Est. revenue (rough)
Vanilla Sugar Bake Shoppe LLC
Saint Louis, MO· ~15 mi
Retail Bakeries
- $125K
- SBA financing
- ≈ $245K–$409K
- Est. revenue (rough)
Bedeviled Bakery LLC
Saint Louis, MO· ~16 mi
Retail Bakeries
- $180K
- SBA financing
- ≈ $353K–$588K
- Est. revenue (rough)
Breadsmith
Saint Louis, MO· ~13 mi
Breadsmith
- $340K
- SBA financing
- ≈ $667K–$1.1M
- Est. revenue (rough)
Becky The Bakester LLC
Westfield, IN· ~248 mi
Retail Bakeries
- $40K
- SBA financing
- ≈ $78K–$131K
- Est. revenue (rough)
Tooth Butter Bakery, LLC
Champaign, IL· ~150 mi
Retail Bakeries
- $60K
- SBA financing
- ≈ $118K–$196K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Fig & Lyles Bakery LLC in Saint Charles, MO (Retail Bakeries). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $40K
- On record FY2024
- 12 jobs supported
- Industry: Retail Bakeries
- Location: Saint Charles, MO
- Lender: First Community Credit Union
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Retail Bakeries businesses in MO for ~$40k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is Fig & Lyles Bakery LLC your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Fig & Lyles Bakery LLC.