SBA lending record
Fluid Cooling Systems, LLC
6100 Birch Drive, Flint, MI 48507 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$5.3M
Total SBA financing
2
Loans on record
FY2020–25
On record
42
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$5,000,000 — FY2025
Loan 1 of 2- Gross approval
- $5,000,000
- SBA guaranteed
- $3,750,000 (75%)
- Status
- Current
- Rate at approval
- 6.25% v
- Term
- 300 mo (25 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 12/12/2024
- First disbursement
- 12/20/2024
- Days to fund
- 8 days
- Collateral
- Required
- Jobs supported
- 41
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Industrial and Commercial Fan and Blower and Air Purificatio
- NAICS code
- 333413
- Lender
- Live Oak Banking Company
- Address
- 4047 AND 4056 MARKET PL
- City
- Flint, 48507
- County
- Genesee
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 5
$326,800 — FY2020
Loan 2 of 2- Gross approval
- $326,800
- SBA guaranteed
- $245,100 (75%)
- Status
- Paid in full
- Rate at approval
- 6.75% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 12/30/2019
- First disbursement
- 1/31/2020
- Days to fund
- 32 days
- Paid in full
- 6/30/2022
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 1
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- Bank of Ann Arbor
- Address
- 6100 Birch Drive
- City
- Flint, 48507
- County
- Genesee
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 5
The lenders
Live Oak Banking Company
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.
Similar businesses
Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
PLATINUM MECHANICAL INC
Flint, MI· ~3 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $2.4M
- SBA financing
- ≈ $4.7M–$7.8M
- Est. revenue (rough)
Blue Flame Heating & Cooling, Inc.
Flint, MI· ~7 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $2.3M
- SBA financing
- ≈ $4.5M–$7.6M
- Est. revenue (rough)
TMP OPCO LLC
Westland, MI· ~45 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $5.8M
- SBA financing
- ≈ $11M–$19M
- Est. revenue (rough)
J. Mills Plbg Services
Howell, MI· ~25 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $2.7M
- SBA financing
- ≈ $5.3M–$8.8M
- Est. revenue (rough)
Dave Lamb Heating & Air Conditioning, Inc.
Fenton, MI· ~10 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $1.2M
- SBA financing
- ≈ $2.3M–$3.9M
- Est. revenue (rough)
Witt Mechanical, Inc.
Wixom, MI· ~32 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $2.1M
- SBA financing
- ≈ $4.2M–$7.0M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Fluid Cooling Systems, LLC in Flint, MI (Plumbing, Heating, and Air-Conditioning Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $5.3M
- On record FY2020–25
- 42 jobs supported
- Industry: Plumbing, Heating, and Air-Conditioning Contractors
- Location: Flint, MI
- Lenders: Bank of Ann Arbor, Live Oak Banking Company
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in MI for ~$2.7M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Fluid Cooling Systems, LLC.