SBA lending record
Form & Function LLC
800 Washington Ave., Bay City, MI 48708 · Interior Design Services. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$27K
Total SBA financing
1
Loan on record
FY2020
On record
2
Jobs supported
● business — business location is the ZIP-area centroid from the public record
Is Form & Function LLC your business?
This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.
The loan
$27,000 — FY2020
- Gross approval
- $27,000
- SBA guaranteed
- $13,500 (50%)
- Status
- Paid in full
- Rate at approval
- 6.5% f
- Term
- 60 mo (5 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Business purchase
- Approved
- 11/5/2019
- First disbursement
- 3/31/2020
- Days to fund
- 147 days
- Paid in full
- 12/31/2023
- Collateral
- Required
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Interior Design Services
- NAICS code
- 541410
- Lender
- 1st State Bank
- Address
- 800 Washington Ave.
- City
- Bay City, 48708
- County
- Bay
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 5
The lender
Find SBA lenders for businesses like this
The banks most active funding interior design services — by location, industry.
Similar businesses
Comparable interior design services in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
ART BY DESIGN INTERIORS LLC
Troy, MI· ~80 mi
Interior Design Services
- $25K
- SBA financing
- ≈ $49K–$82K
- Est. revenue (rough)
Oak Street Design LLC
Rochester, MI· ~74 mi
Interior Design Services
- $25K
- SBA financing
- ≈ $49K–$82K
- Est. revenue (rough)
KELLY FRIDLINE DESIGN, LLC
Farmington Hills, MI· ~84 mi
Interior Design Services
- $47K
- SBA financing
- ≈ $93K–$155K
- Est. revenue (rough)
Clock & Corbel LLC
Dewitt, MI· ~63 mi
Interior Design Services
- $75K
- SBA financing
- ≈ $147K–$245K
- Est. revenue (rough)
Bella Traverse Design LLC
Muskegon, MI· ~124 mi
Interior Design Services
- $40K
- SBA financing
- ≈ $78K–$131K
- Est. revenue (rough)
MJ DESIGN STUDIO L.L.C.
Palatine, IL· ~235 mi
Interior Design Services
- $18K
- SBA financing
- ≈ $35K–$59K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Form & Function LLC in Bay City, MI (Interior Design Services). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $27K
- On record FY2020
- 2 jobs supported
- Industry: Interior Design Services
- Location: Bay City, MI
- Lender: 1st State Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Interior Design Services businesses in MI for ~$27k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Form & Function LLC.