Financing a interior design services acquisition in Michigan

State:

The SBA 7(a) lenders funding the most interior design services acquisitions in Michigan, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance interior design services in Michigan

$949K

Typical loan

range $27K–$949K

$1.05M

Est. purchase price

≈ loan ÷ 90%

$144,637

Cash to close

$105,478 down + fees

$12,284/mo

Typical payment

~9.5% · 10yr

$169,519/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

147 days

Typical time to fund

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in interior design services · Michigan

Ranked by funded interior design services acquisitions in Michigan. Tap a lender for its full record, or hit Get in touch for an introduction.

Not enough public interior design services loan history in Michigan to rank lenders yet. See interior design services lenders nationwide →

2+ funded Interior Design Services in Michigan deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

SLD Acquisition LLC. in Spring Lake, MI — $949K (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$712K (75%)
Approval → funding
0 days
Approved
9/30/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
18
Business age
Change of Ownership
Industry
Interior Design Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$105K
Est. cash at closing
$145K
Monthly payment
$10,302
Annual debt service
$124K
Cash flow needed (1.25×)
$155K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Form & Function LLC in Bay City, MI — $27K (2020) · purchase · 1st State Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.5% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$14K (50%)
Approval → funding
147 days
Approved
11/5/2019
First disbursed
3/31/2020
Loan status
Paid in full (12/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Interior Design Services
If you were the buyer here
Est. deal size
$30K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$528
Annual debt service
$6K
Cash flow needed (1.25×)
$8K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 1st State Bank · Lender record →
Your business? Claim this record · Request removal

Financing a interior design services deal in Michigan? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to interior design services businesses with a Michigan project address.

Agent summary

How to finance a interior design services acquisition in Michigan with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Michigan deals. CapBench is not a lender.

$356K typical loan
2 lenders active in Michigan
2+ funded Michigan deals
147 days typical to fund

Buyers buying a interior design services in Michigan typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All interior design services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/interior-design-services/michigan
API:: https://www.capbench.com/api/public/lenders?industry=interior-design-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.