Financing a interior design services acquisition in California

State:

The SBA 7(a) lenders funding the most interior design services acquisitions in California, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance interior design services in California

$1.00M

Typical loan

range $330K–$1.86M

$1.11M

Est. purchase price

≈ loan ÷ 90%

$152,361

Cash to close

$111,111 down + fees

$12,940/mo

Typical payment

~9.5% · 10yr

$178,572/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

12 days

Typical time to fund

Lenders competing

more = leverage

9.27%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in interior design services · California

Ranked by funded interior design services acquisitions in California. Tap a lender for its full record, or hit Get in touch for an introduction.

1.4 loans · $4M · Los Angeles, CAFull record →
2.78 loans · $79M · New Orleans, LAFull record →

3+ funded Interior Design Services in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

RD Morrison, Inc. in Santa Ana, CA — $1.9M (2025) · purchase · American Business Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
119 months
SBA guaranteed
$1.4M (75%)
Approval → funding
22 days
Approved
3/6/2025
First disbursed
3/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
18
Business age
Change of Ownership
Industry
Interior Design Services
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$206K
Est. cash at closing
$284K
Monthly payment
$23,633
Annual debt service
$284K
Cash flow needed (1.25×)
$354K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Business Bank · Lender record →
Your business? Claim this record · Request removal
Klawiter in Los Angeles, CA — $1.0M (2025) · purchase · Gulf Coast Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
12 days
Approved
11/22/2024
First disbursed
12/4/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
Interior Design Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$13,634
Annual debt service
$164K
Cash flow needed (1.25×)
$205K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
Finely Home, LLC in San Marcos, CA — $330K (2025) · purchase · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
8.05% variable
Term
120 mo (10 yrs)
SBA guaranteed
$248K (75%)
Approval → funding
6 days
Approved
8/14/2025
First disbursed
8/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Interior Design Services
If you were the buyer here
Est. deal size
$367K
Est. down payment (10%)
$37K
Est. cash at closing
$49K
Monthly payment
$4,016
Annual debt service
$48K
Cash flow needed (1.25×)
$60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal

Financing a interior design services deal in California? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to interior design services businesses with a California project address.

Agent summary

How to finance a interior design services acquisition in California with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded California deals. American Business Bank funds the most here. CapBench is not a lender.

$356K typical loan
3 lenders active in California
3+ funded California deals
12 days typical to fund

Buyers buying a interior design services in California typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All interior design services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/interior-design-services/california
API:: https://www.capbench.com/api/public/lenders?industry=interior-design-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.