Financing a interior design services acquisition in Florida

State:

The SBA 7(a) lenders funding the most interior design services acquisitions in Florida, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance interior design services in Florida

$1.19M

Typical loan

range $994K–$4.90M

$1.32M

Est. purchase price

≈ loan ÷ 90%

$180,548

Cash to close

$131,667 down + fees

$15,334/mo

Typical payment

~9.5% · 10yr

$211,609/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

35 days

Typical time to fund

Lenders competing

more = leverage

9.44%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in interior design services · Florida

Ranked by funded interior design services acquisitions in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.575 loans · $220M · De Graff, OHFull record →
3.20 loans · $8M · Saint Petersburg, FLFull record →

4+ funded Interior Design Services in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

dba Premium Kitchens in Palm Beach Gardens, FL — $4.9M (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.7M (75%)
Approval → funding
35 days
Approved
3/7/2025
First disbursed
4/11/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Interior Design Services
If you were the buyer here
Est. deal size
$5.4M
Est. down payment (10%)
$544K
Est. cash at closing
$753K
Monthly payment
$60,753
Annual debt service
$729K
Cash flow needed (1.25×)
$911K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Modern Home Living, Inc. in Naples, FL — $1.2M (2025) · purchase · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$889K (75%)
Approval → funding
3 days
Approved
9/16/2025
First disbursed
9/19/2025
Loan status
Paid in full (11/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Interior Design Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$132K
Est. cash at closing
$181K
Monthly payment
$15,660
Annual debt service
$188K
Cash flow needed (1.25×)
$235K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
D & D DESIGN GROUP, INC. in Palm Beach Gardens, FL — $994K (2025) · purchase · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
112 months
SBA guaranteed
$746K (75%)
Approval → funding
4 days
Approved
11/22/2024
First disbursed
11/26/2024
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Interior Design Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$110K
Est. cash at closing
$151K
Monthly payment
$14,096
Annual debt service
$169K
Cash flow needed (1.25×)
$211K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
dba Premium Kitchens in Palm Beach Gardens, FL — $100K (2025) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
35 days
Approved
3/7/2025
First disbursed
4/11/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Interior Design Services
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,240
Annual debt service
$15K
Cash flow needed (1.25×)
$19K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Financing a interior design services deal in Florida? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to interior design services businesses with a Florida project address.

Agent summary

How to finance a interior design services acquisition in Florida with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Florida deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$356K typical loan
3 lenders active in Florida
4+ funded Florida deals
35 days typical to fund

Buyers buying a interior design services in Florida typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All interior design services lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/interior-design-services/florida
API:: https://www.capbench.com/api/public/lenders?industry=interior-design-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.