SBA lending record

Fresh Pretzel Inc

292 Sun Valley Mall, Concord, CA 94520 · Snack and Nonalcoholic Beverage Bars. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$4.3M

Total SBA financing

Loans on record

FY2023–26

On record

Jobs supported

Franchise brand

Wetzel's Pretzels

See Wetzel's Pretzels's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$1,187,600 — FY2026

Loan 1 of 2

Gross approval: $1,187,600
SBA guaranteed: $890,700 (75%)
Status: Current
Rate at approval: 6.44% f
Term: 96 mo (8 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/22/2025
First disbursement: 2/19/2026
Days to fund: 59 days
Collateral: Required
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Snack and Nonalcoholic Beverage Bars
NAICS code: 722515
Franchise: Wetzel's Pretzels
Franchise code: S1916
Lender: Bank of America, National Association
Address: 292 Sun Valley Mall 119-A & K205
City: Concord, 94520
County: Contra Costa
SBA district office: SAN FRANCISCO DISTRICT OFFICE
Congressional district: 11

$3,155,400 — FY2023

Loan 2 of 2

Gross approval: $3,155,400
SBA guaranteed: $2,366,550 (75%)
Status: Paid in full
Rate at approval: 10.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/30/2023
First disbursement: 4/11/2023
Days to fund: 12 days
Paid in full: 2/28/2026
Collateral: Required
Jobs supported: 17
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Snack and Nonalcoholic Beverage Bars
NAICS code: 722515
Franchise: Wetzel's Pretzels
Franchise code: S1916
Lender: SMBC MANUBANK
Address: 292 Sun Valley Mall
City: Concord, 94520
County: Contra Costa
SBA district office: SAN FRANCISCO DISTRICT OFFICE
Congressional district: 11

The lenders

SMBC MANUBANK

1 loan to this business

Bank of America, National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding snack and nonalcoholic beverage bars — by location, industry, and brand.

SBA lenders in California Lenders for snack and nonalcoholic beverage bars Snack and Nonalcoholic Beverage Bars lenders in California Wetzel's Pretzels lenders Wetzel's Pretzels lenders in California

Other Wetzel's Pretzels locations

Other Wetzel's Pretzels businesses in the public SBA record — closest first, by location and deal size.

Zaia and Zaia LLC

Turlock, CA· ~71 mi

Wetzel's Pretzels

$993K
SBA financing: ≈ $1.9M–$3.2M
Est. revenue (rough)

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A&A Innovations Inc.

Sacramento, CA· ~48 mi

Wetzel's Pretzels

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

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Dough Knots, LLC

Meridian, ID· ~489 mi

Wetzel's Pretzels

$2.6M
SBA financing: ≈ $5.1M–$8.5M
Est. revenue (rough)

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Zioau Delights LLC

Cherry Hill, NJ

Wetzel's Pretzels

$772K
SBA financing: ≈ $1.5M–$2.5M
Est. revenue (rough)

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Sweet Sherman Food Inc.

Lakewood, CA· ~360 mi

Wetzel's Pretzels

$1.5M
SBA financing: ≈ $2.9M–$4.9M
Est. revenue (rough)

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Wetzel's Pretzels

Chino, CA· ~367 mi

Wetzel's Pretzels

$1.4M
SBA financing: ≈ $2.7M–$4.5M
Est. revenue (rough)

View record

Similar businesses

Comparable snack and nonalcoholic beverage bars in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

5iveBrothers Inc.

Pittsburg, CA· ~4 mi

Nekter Juice Bar

$938K
SBA financing: ≈ $1.8M–$3.1M
Est. revenue (rough)

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Croissante

Palo Alto, CA· ~40 mi

Snack and Nonalcoholic Beverage Bars

$4.6M
SBA financing: ≈ $9.0M–$15M
Est. revenue (rough)

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Ghims Enterprises Inc.

Concord, CA· ~2 mi

Snack and Nonalcoholic Beverage Bars

$992K
SBA financing: ≈ $1.9M–$3.2M
Est. revenue (rough)

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Socal Juices Inc.

Elk Grove, CA· ~44 mi

Jamba

$4.3M
SBA financing: ≈ $8.5M–$14M
Est. revenue (rough)

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Tri-Siblings Innovations LLC

Brentwood, CA· ~16 mi

Tous Les Jours

$1.2M
SBA financing: ≈ $2.4M–$4.0M
Est. revenue (rough)

View record

SHAMIEH GROUP LLC

San Francisco, CA· ~25 mi

Snack and Nonalcoholic Beverage Bars

$1.8M
SBA financing: ≈ $3.6M–$6.0M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Fresh Pretzel Inc in Concord, CA (Snack and Nonalcoholic Beverage Bars). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $4.3M
On record FY2023–26
17 jobs supported
Industry: Snack and Nonalcoholic Beverage Bars
Location: Concord, CA
Lenders: SMBC MANUBANK, Bank of America, National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Snack and Nonalcoholic Beverage Bars businesses in CA for ~$2.2M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/fresh-pretzel-inc-ca
API:: https://www.capbench.com/api/public/businesses/fresh-pretzel-inc-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Fresh Pretzel Inc.