Wetzel's Pretzels, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1916)
52 deals since 2020 · typical deal $376K · 0% failure rate
52
Deals since 2020
$376K
Typical deal
13
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for Wetzel's Pretzels
Most Wetzel's Pretzels deals financed between $250K and $587K. Above $587K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,917
- Down payment (10%)
- $42K
- Cash to close (all-in)
- $56K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$56K)
Experience
Recent financings
- Fresh Pretzel Inc in Concord, CA — $1.2M (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.44% fixed
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $891K (75%)
- Approval → funding
- 59 days
- Approved
- 12/22/2025
- First disbursed
- 2/19/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Bank of America, National Association · Lender record →
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- 3180 Pretzels LLC in American Fork, UT — $519K (2026) · Mountain America FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $389K (75%)
- Approval → funding
- 7 days
- Approved
- 1/6/2026
- First disbursed
- 1/13/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Mountain America FCU · Lender record →
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- Zaia and Zaia LLC in Los Banos, CA — $358K (2026) · Community West Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% fixed
- Term
- 126 months
- SBA guaranteed
- $269K (75%)
- Approved
- 12/31/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Community West Bank · Lender record →
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- Zaia and Zaia LLC in Sacramento, CA — $358K (2026) · Community West Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% fixed
- Term
- 126 months
- SBA guaranteed
- $269K (75%)
- Approved
- 12/31/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Community West Bank · Lender record →
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- 52L ENTERPRISE INC in Santa Ana, CA — $250K (2026) · Bank of Hope
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 7 days
- Approved
- 2/19/2026
- First disbursed
- 2/26/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Retail Bakeries
Funded by Bank of Hope · Lender record →
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- Salty Wagon LLC in Las Vegas, NV — $249K (2026) · purchase · CRF Small Business Loan Company, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $187K (75%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $277K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $3,222
- Annual debt service
- $39K
- Cash flow needed (1.25×)
- $48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CRF Small Business Loan Company, LLC · Lender record →
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- Dough Knots, LLC in Boise, ID — $1.3M (2025) · Idaho Central CU
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 10 days
- Approved
- 10/1/2024
- First disbursed
- 10/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Idaho Central CU · Lender record →
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- Zioau Delights LLC in Cherry Hill, NJ — $772K (2025) · Flushing Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 126 months
- SBA guaranteed
- $579K (75%)
- Approved
- 7/9/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Flushing Bank · Lender record →
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- Knotty Dough Investments, LLC in Clearfield, UT — $743K (2025) · Mountain America FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $557K (75%)
- Approval → funding
- 50 days
- Approved
- 10/8/2024
- First disbursed
- 11/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Mountain America FCU · Lender record →
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- A DASH'S PRETZELS LLC in Hanover, MD — $733K (2025) · purchase · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $550K (75%)
- Approval → funding
- 102 days
- Approved
- 12/20/2024
- First disbursed
- 4/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $814K
- Est. down payment (10%)
- $81K
- Est. cash at closing
- $112K
- Monthly payment
- $9,994
- Annual debt service
- $120K
- Cash flow needed (1.25×)
- $150K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Beacon Bank and Trust · Lender record →
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Who funds Wetzel's Pretzels — and where
Every dot is a financed Wetzel's Pretzels — 49 mapped.
Financed Wetzel's Pretzels locations — list all 49 as text
- Dough Knots, LLC — Meridian · $1.3M · FY2021 · All Other Specialty Food Stores
- TM Aragon LLC — Las Vegas · $376K · FY2021 · Full-Service Restaurants
- Zaia and Zaia LLC — Turlock · $277K · FY2021 · Snack and Nonalcoholic Beverage Bars
- SLC Dream Works LLC — Fort Worth · $30K · FY2023 · Full-Service Restaurants
- SLC Dream Works LLC — Fort Worth · $260K · FY2023 · Full-Service Restaurants
- Wetzel's Pretzels — Chino · $317K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Wetzel's Petzels — Austin · $345K · FY2024 · Snack and Nonalcoholic Beverage Bars
- JVS123NJ LLC — South Plainfield · $150K · FY2024 · Limited-Service Restaurants
- Wetzel’s Pretzels of Bethesda — Bethesda · $450K · FY2025 · Limited-Service Restaurants
- Fresh Pretzel Inc — Concord · $1.2M · FY2026 · Snack and Nonalcoholic Beverage Bars
- Zaia and Zaia LLC — Los Banos · $358K · FY2026 · Baked Goods Retailers
- Zaia and Zaia LLC — Sacramento · $358K · FY2026 · Baked Goods Retailers
- 3180 Pretzels LLC — American Fork · $519K · FY2026 · Snack and Nonalcoholic Beverage Bars
- Salty Wagon LLC — Las Vegas · $249K · FY2026 · Limited-Service Restaurants
- 52L ENTERPRISE INC — Santa Ana · $250K · FY2026 · Retail Bakeries
- A&G Food & Beverages Inc — Marietta · $500K · FY2025 · Limited-Service Restaurants
- DAYM Management Group Inc — Paramus · $360K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Rota, LLC — Austin · $250K · FY2022 · Baked Goods Retailers
- Guti Industries LLC — El Paso · $350K · FY2022 · Snack and Nonalcoholic Beverage Bars
- Panparro, LLC — Miami · $587K · FY2022 · Snack and Nonalcoholic Beverage Bars
- PTTP Incorporated — Palmdale · $25K · FY2022 · Snack and Nonalcoholic Beverage Bars
- PTTP Incorporated — Palmdale · $518K · FY2022 · Snack and Nonalcoholic Beverage Bars
- Wetzel’s Pretzels Del Amo II — Torrance · $1.1M · FY2022 · Snack and Nonalcoholic Beverage Bars
- Sweet Sherman Food Inc. — Lakewood · $735K · FY2024 · Snack and Nonalcoholic Beverage Bars
- Wetzel's Pretzels Fig Garden — Fresno · $749K · FY2024 · Snack and Nonalcoholic Beverage Bars
- Dough Knots, LLC — Boise · $1.3M · FY2025 · Snack and Nonalcoholic Beverage Bars
- Knotty Dough Investments, LLC — Clearfield · $743K · FY2025 · Limited-Service Restaurants
- Silver Food, Inc. — Montclair · $250K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Twisted Gold Enterprises, LLC — Aurora · $496K · FY2023 · Baked Goods Retailers
- WETZEL'S PRETZELS — Palmdale · $465K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Twist It LLC — Las Vegas · $498K · FY2023 · Limited-Service Restaurants
- AMACA Group Inc — Lancaster · $458K · FY2024 · Baked Goods Retailers
- Wetzel's Pretzels — Cerritos · $605K · FY2024 · Snack and Nonalcoholic Beverage Bars
- Sweet Sherman Food Inc. — Lakewood · $750K · FY2024 · Snack and Nonalcoholic Beverage Bars
- Walmart West Valley LLC — West Valley City · $546K · FY2024 · Snack and Nonalcoholic Beverage Bars
- Walmart West Valley LLC — West Valley City · $10K · FY2024 · Snack and Nonalcoholic Beverage Bars
- 3180 Pretzels LLC — West Valley City · $10K · FY2024 · Snack and Nonalcoholic Beverage Bars
- 3180 Pretzels LLC — West Valley City · $546K · FY2024 · Snack and Nonalcoholic Beverage Bars
- A DASH'S PRETZELS LLC — Hanover · $733K · FY2025 · Snack and Nonalcoholic Beverage Bars
- A&A Innovations Inc. — Sacramento · $500K · FY2025 · Mobile Food Services
- Fresh Pretzel Inc — Concord · $3.2M · FY2023 · Snack and Nonalcoholic Beverage Bars
- AL WAALI INC — Albuquerque · $376K · FY2023 · Limited-Service Restaurants
- Destination Food Services LLC — Nashville · $160K · FY2023 · Limited-Service Restaurants
- PARLAY FOOD GROUP, LLC — Tigard · $265K · FY2020 · Limited-Service Restaurants
- WPCR Inc — Carlsbad · $300K · FY2020 · Limited-Service Restaurants
- MSC Assets, LLC — Philadelphia · $205K · FY2020 · Limited-Service Restaurants
- LEMILLION LLC — Fort Wayne · $206K · FY2020 · Limited-Service Restaurants
- Wetzel Chino Hills LLC — Chino Hills · $327K · FY2022 · All Other Specialty Food Stores
- Liberty Refreshments Inc. — Elizabeth · $350K · FY2022 · Snack and Nonalcoholic Beverage Bars
Top lenders for this brand
Most active states
- 1.California (20 loans)
- 2.Utah (6 loans)
- 3.Texas (5 loans)
- 4.New Jersey (4 loans)
- 5.Nevada (3 loans)
- 6.Idaho (2 loans)
- 7.Maryland (2 loans)
- 8.PR (2 loans)
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Common questions
How much does a Wetzel's Pretzels cost to buy or open?
The typical deal for Wetzel's Pretzels is $376K across 52 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $41K of buyer cash on a typical deal.
How risky is Wetzel's Pretzels?
0% of Wetzel's Pretzels's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Wetzel's Pretzels with an SBA loan?
Yes — Wetzel's Pretzels has been SBA-financed 13 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Wetzel's Pretzels franchise
Most Wetzel's Pretzels buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Wetzel's Pretzels deal financed for $376K, which points to about $41K of buyer cash on a typical purchase. Wetzel's Pretzels is listed in the SBA Franchise Directory (identifier S1916), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Wetzel's Pretzels — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Wetzel's Pretzels — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Wetzel's Pretzels — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Wetzel's Pretzels is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 52 SBA 7(a) deals since 2020
- $376K typical deal
- 13 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S1916)
- Top lenders: First Bank of the Lake, Mountain America FCU, United Business Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Wetzel's Pretzels?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Wetzel's Pretzels.