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Wetzel's Pretzels, by the numbers

Wetzel's Pretzels appears in 52 SBA 7(a) loans since 2020, with a 0% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1916)

52 deals since 2020 · typical deal $376K · 0% failure rate

52

Deals since 2020

$376K

Typical deal

13

Deals since FY2025

0%

Failure rate (FY20–23)

Wetzel's Pretzels buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Wetzel's Pretzels

Most Wetzel's Pretzels deals financed between $250K and $587K. Above $587K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$4,917
Down payment (10%)
$42K
Cash to close (all-in)
$56K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$56K)

Experience

Recent financings

  • Fresh Pretzel Inc in Concord, CA — $1.2M (2026) · Bank of America, National Association
  • 3180 Pretzels LLC in American Fork, UT — $519K (2026) · Mountain America FCU
  • Zaia and Zaia LLC in Los Banos, CA — $358K (2026) · Community West Bank
  • Zaia and Zaia LLC in Sacramento, CA — $358K (2026) · Community West Bank
  • 52L ENTERPRISE INC in Santa Ana, CA — $250K (2026) · Bank of Hope
  • Salty Wagon LLC in Las Vegas, NV — $249K (2026) · purchase · CRF Small Business Loan Company, LLC
  • Dough Knots, LLC in Boise, ID — $1.3M (2025) · Idaho Central CU
  • Zioau Delights LLC in Cherry Hill, NJ — $772K (2025) · Flushing Bank
  • Knotty Dough Investments, LLC in Clearfield, UT — $743K (2025) · Mountain America FCU
  • A DASH'S PRETZELS LLC in Hanover, MD — $733K (2025) · purchase · Beacon Bank and Trust

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Wetzel's Pretzels brand mark

Who funds Wetzel's Pretzels — and where

Every dot is a financed Wetzel's Pretzels — 49 mapped.

Financed Wetzel's Pretzels locations — list all 49 as text

Top lenders for this brand

  1. 1.First Bank of the Lake(8)
  2. 2.Mountain America FCU(6)
  3. 3.United Business Bank(4)
  4. 4.PCB Bank(4)
  5. 5.Community West Bank(3)

Most active states

  1. 1.California (20 loans)Wetzel's Pretzels lenders in California->
  2. 2.Utah (6 loans)Wetzel's Pretzels lenders in Utah->
  3. 3.Texas (5 loans)Wetzel's Pretzels lenders in Texas->
  4. 4.New Jersey (4 loans)Wetzel's Pretzels lenders in New Jersey->
  5. 5.Nevada (3 loans)Wetzel's Pretzels lenders in Nevada->
  6. 6.Idaho (2 loans)Wetzel's Pretzels lenders in Idaho->
  7. 7.Maryland (2 loans)Wetzel's Pretzels lenders in Maryland->
  8. 8.PR (2 loans)Wetzel's Pretzels lenders in PR->

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Common questions

How much does a Wetzel's Pretzels cost to buy or open?

The typical deal for Wetzel's Pretzels is $376K across 52 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $41K of buyer cash on a typical deal.

How risky is Wetzel's Pretzels?

0% of Wetzel's Pretzels's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Wetzel's Pretzels with an SBA loan?

Yes — Wetzel's Pretzels has been SBA-financed 13 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Wetzel's Pretzels franchise

Most Wetzel's Pretzels buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Wetzel's Pretzels deal financed for $376K, which points to about $41K of buyer cash on a typical purchase. Wetzel's Pretzels is listed in the SBA Franchise Directory (identifier S1916), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Wetzel's Pretzels — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Wetzel's Pretzels — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Wetzel's Pretzels — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Wetzel's Pretzels is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 52 SBA 7(a) deals since 2020
  • $376K typical deal
  • 13 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S1916)
  • Top lenders: First Bank of the Lake, Mountain America FCU, United Business Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-28.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/wetzel-s-pretzels
API:
https://www.capbench.com/api/public/franchises/wetzel-s-pretzels
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Wetzel's Pretzels.

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