SBA lending record
FRUGALITY INC
5516 BERRY BROOK CIR, Pace, FL 32571 · Other Direct Selling Establishments. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$500K
Total SBA financing
2
Loans on record
FY2020–21
On record
6
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$350,000 — FY2021
Loan 1 of 2- Gross approval
- $350,000
- SBA guaranteed
- $315,000 (90%)
- Status
- In workout — SBA bought the guarantee
- Rate at approval
- 6% v
- Term
- 71 mo (6 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 5/11/2021
- First disbursement
- 5/21/2021
- Days to fund
- 10 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 5
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Other Direct Selling Establishments
- NAICS code
- 454390
- Lender
- BayFirst National Bank
- Address
- 6381 SOUTHRIDGE RD
- City
- Milton, 32570
- County
- Santa Rosa
- SBA district office
- NORTH FLORIDA DISTRICT OFFICE
- Congressional district
- 1
$150,000 — FY2020
Loan 2 of 2- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- In workout — SBA bought the guarantee
- Rate at approval
- 7.5% v
- Term
- 53 mo (4 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 11/20/2019
- First disbursement
- 12/31/2019
- Days to fund
- 41 days
- Collateral
- None
- Sold on secondary market
- Yes
- Jobs supported
- 1
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Other Direct Selling Establishments
- NAICS code
- 454390
- Lender
- BayFirst National Bank
- Address
- 5516 BERRY BROOK CIR
- City
- Pace, 32571
- County
- Santa Rosa
- SBA district office
- NORTH FLORIDA DISTRICT OFFICE
- Congressional district
- 1
The lender
BayFirst National Bank
2 loans to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding other direct selling establishments — by location, industry.
Similar businesses
Comparable other direct selling establishments in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
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- SBA financing
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- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for FRUGALITY INC in Pace, FL (Other Direct Selling Establishments). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $500K
- On record FY2020–21
- 6 jobs supported
- Industry: Other Direct Selling Establishments
- Location: Pace, FL
- Lender: BayFirst National Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Other Direct Selling Establishments businesses in FL for ~$250k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with FRUGALITY INC.