SBA lending record
J&T FL, LLC
5705 Red Bug Lake Rd, Winter Springs, FL 32708 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$365K
Total SBA financing
1
Loan on record
FY2026
On record
16
Jobs supported
Franchise brand
SoFresh
See SoFresh's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
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The loan
$365,000 — FY2026
- Gross approval
- $365,000
- SBA guaranteed
- $273,750 (75%)
- Status
- Committed
- Rate at approval
- 9.25% v
- Term
- 123 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 1/26/2026
- Collateral
- Required
- Jobs supported
- 16
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- SoFresh
- Franchise code
- S5983
- Lender
- OptimumBank
- Address
- 5705 Red Bug Lake Rd
- City
- Winter Springs, 32708
- County
- Seminole
- SBA district office
- NORTH FLORIDA DISTRICT OFFICE
- Congressional district
- 7
The lender
Find SBA lenders for businesses like this
The banks most active funding limited-service restaurants — by location, industry, and brand.
Other SoFresh locations
Other SoFresh businesses in the public SBA record — closest first, by location and deal size.
LIVE TRUE ENTERPRISE, LLC
Lutz, FL· ~81 mi
SoFresh
- $439K
- SBA financing
- ≈ $861K–$1.4M
- Est. revenue (rough)
NICLOG ENTERPRISES CORP
Palm Harbor, FL· ~96 mi
SoFresh
- $409K
- SBA financing
- ≈ $802K–$1.3M
- Est. revenue (rough)
SF3DTTampa, LLC
Tampa, FL· ~87 mi
SoFresh
- $580K
- SBA financing
- ≈ $1.1M–$1.9M
- Est. revenue (rough)
SF2SOHO LLC
Tampa, FL· ~89 mi
SoFresh
- $466K
- SBA financing
- ≈ $914K–$1.5M
- Est. revenue (rough)
SF NOC LLC
Jacksonville, FL· ~102 mi
SoFresh
- $648K
- SBA financing
- ≈ $1.3M–$2.1M
- Est. revenue (rough)
Hamza SF LLC
Lakeland, FL· ~62 mi
SoFresh
- $782K
- SBA financing
- ≈ $1.5M–$2.6M
- Est. revenue (rough)
Similar businesses
Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
LIMONA LLC
Orlando, FL· ~4 mi
Limited-Service Restaurants
- $282K
- SBA financing
- ≈ $553K–$922K
- Est. revenue (rough)
GA&AX LLC
Oviedo, FL· ~4 mi
Hummus Republic
- $440K
- SBA financing
- ≈ $863K–$1.4M
- Est. revenue (rough)
WP GYROS LLC
Winter Park, FL· ~3 mi
Limited-Service Restaurants
- $456K
- SBA financing
- ≈ $894K–$1.5M
- Est. revenue (rough)
International Culinary Ventures, Inc
Oviedo, FL· ~5 mi
Little Greek Restaurant
- $251K
- SBA financing
- ≈ $493K–$822K
- Est. revenue (rough)
The Fosters A&A TC Corp
Winter Park, FL· ~6 mi
Tropical Smoothie Cafe
- $491K
- SBA financing
- ≈ $963K–$1.6M
- Est. revenue (rough)
Nayiv LLC
Altamonte Springs, FL· ~9 mi
Limited-Service Restaurants
- $305K
- SBA financing
- ≈ $597K–$996K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for J&T FL, LLC in Winter Springs, FL (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $365K
- On record FY2026
- 16 jobs supported
- Industry: Limited-Service Restaurants
- Location: Winter Springs, FL
- Lender: OptimumBank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in FL for ~$365k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with J&T FL, LLC.