SBA lending record
James A. Kincaid
34 NEW ENGLAND RIDGE RD, Washington, WV 26181 · Gasoline Stations with Convenience Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$300K
Total SBA financing
2
Loans on record
FY2024
On record
—
Jobs supported
Franchise brand
IGA USA - License Agreement
See IGA USA - License Agreement's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$150,000 — FY2024
Loan 1 of 2- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Current
- Rate at approval
- 13.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 5/2/2024
- First disbursement
- 5/3/2024
- Days to fund
- 1 days
- Collateral
- None
- Sold on secondary market
- Yes
- Business type
- Individual
- Business age
- Existing or more than 2 years old
- Industry
- Gasoline Stations with Convenience Stores
- NAICS code
- 457110
- Franchise
- IGA USA - License Agreement
- Franchise code
- S2656
- Lender
- BayFirst National Bank
- Address
- 34 NEW ENGLAND RIDGE RD
- City
- Washington, 26181
- County
- Wood
- SBA district office
- WEST VIRGINIA DISTRICT OFFICE
- Congressional district
- 1
$150,000 — FY2024
Loan 2 of 2- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Cancelled
- Rate at approval
- 13.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 3/31/2024
- Collateral
- None
- Business type
- Individual
- Business age
- Existing or more than 2 years old
- Industry
- Convenience Retailers
- NAICS code
- 445131
- Lender
- BayFirst National Bank
- Address
- 34 NEW ENGLAND RIDGE RD
- City
- Washington, 26181
- County
- Wood
- SBA district office
- WEST VIRGINIA DISTRICT OFFICE
- Congressional district
- 1
The lender
BayFirst National Bank
2 loans to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding gasoline stations with convenience stores — by location, industry, and brand.
Other IGA USA - License Agreement locations
Other IGA USA - License Agreement businesses in the public SBA record — closest first, by location and deal size.
Clifton Market and Clifton IGA
Cincinnati, OH· ~154 mi
IGA USA - License Agreement
- $342K
- SBA financing
- ≈ $671K–$1.1M
- Est. revenue (rough)
Domec Foods LLC
Lagrange, OH· ~143 mi
IGA USA - License Agreement
- $481K
- SBA financing
- ≈ $943K–$1.6M
- Est. revenue (rough)
BEK, Inc
Billings, MT· ~1430 mi
IGA USA - License Agreement
- $250K
- SBA financing
- ≈ $490K–$817K
- Est. revenue (rough)
New A & D, LLC
Craigsville, VA· ~146 mi
IGA USA - License Agreement
- $1.2M
- SBA financing
- ≈ $2.4M–$4.0M
- Est. revenue (rough)
GRANVILLE MEATS & GROCERIES INC.
Granville, IL· ~423 mi
IGA USA - License Agreement
- $700K
- SBA financing
- ≈ $1.4M–$2.3M
- Est. revenue (rough)
Sahajanand One Management LLC
Mullins, SC· ~371 mi
IGA USA - License Agreement
- $1.1M
- SBA financing
- ≈ $2.2M–$3.7M
- Est. revenue (rough)
Similar businesses
Comparable gasoline stations with convenience stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Athens Community Drive Thru LLC
Athens, OH· ~24 mi
Gasoline Stations with Convenience Stores
- $250K
- SBA financing
- ≈ $490K–$817K
- Est. revenue (rough)
Kumbha-Yah Cafe, Inc.
Canal Winchester, OH· ~76 mi
Gasoline Stations with Convenience Stores
- $320K
- SBA financing
- ≈ $627K–$1.0M
- Est. revenue (rough)
Palijeet LLC
Kent, OH· ~135 mi
Gasoline Stations with Convenience Stores
- $320K
- SBA financing
- ≈ $626K–$1.0M
- Est. revenue (rough)
SITE MART
Beavercreek, OH· ~132 mi
Gasoline Stations with Convenience Stores
- $299K
- SBA financing
- ≈ $586K–$976K
- Est. revenue (rough)
Rita Sue's Mini Mart Inc.
Lucasville, OH· ~77 mi
Gasoline Stations with Convenience Stores
- $200K
- SBA financing
- ≈ $392K–$654K
- Est. revenue (rough)
Sycamore General Mercantile, LLC
Ashcamp, KY· ~143 mi
Gasoline Stations with Convenience Stores
- $285K
- SBA financing
- ≈ $559K–$931K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for James A. Kincaid in Washington, WV (Gasoline Stations with Convenience Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $300K
- On record FY2024
- Industry: Gasoline Stations with Convenience Stores
- Location: Washington, WV
- Lender: BayFirst National Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Gasoline Stations with Convenience Stores businesses in WV for ~$150k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with James A. Kincaid.