SBA lending record

JCF HARMONY LLC

9605 KEARNY VILLA RD, San Diego, CA 92126 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$3.1M

Total SBA financing

Loan on record

FY2021

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$3,100,000 — FY2021

Gross approval: $3,100,000
SBA guaranteed: $2,790,000 (90%)
Status: Paid in full
Rate at approval: 4% v
Term: 300 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/27/2021
First disbursement: 6/28/2021
Days to fund: 32 days
Paid in full: 7/31/2022
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 27
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Shinhan Bank America
Address: 9605 KEARNY VILLA RD
City: San Diego, 92126
County: San Diego
SBA district office: SAN DIEGO DISTRICT OFFICE
Congressional district: 52

The lender

Shinhan Bank America

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding full-service restaurants — by location, industry.

SBA lenders in California Lenders for full-service restaurants Full-Service Restaurants lenders in California

Similar businesses

Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

902 West Washington LLC

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$2.7M
SBA financing: ≈ $5.2M–$8.7M
Est. revenue (rough)

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LMN Real Estate Holding LLC

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$3.0M
SBA financing: ≈ $5.8M–$9.7M
Est. revenue (rough)

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Rustic Root Solana

Solana Beach, CA· ~11 mi

Full-Service Restaurants

$2.9M
SBA financing: ≈ $5.6M–$9.3M
Est. revenue (rough)

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CA Breakfast Republic, Inc.

San Diego, CA· ~10 mi

Full-Service Restaurants

$2.3M
SBA financing: ≈ $4.5M–$7.5M
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SDHANDOO LLC

National City, CA· ~15 mi

Full-Service Restaurants

$3.7M
SBA financing: ≈ $7.2M–$12M
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TASTE & THIRST

San Diego, CA· ~13 mi

Full-Service Restaurants

$3.2M
SBA financing: ≈ $6.2M–$10M
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for JCF HARMONY LLC in San Diego, CA (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $3.1M
On record FY2021
27 jobs supported
Industry: Full-Service Restaurants
Location: San Diego, CA
Lender: Shinhan Bank America

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in CA for ~$3.1M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/jcf-harmony-llc-ca
API:: https://www.capbench.com/api/public/businesses/jcf-harmony-llc-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is JCF HARMONY LLC your business?

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with JCF HARMONY LLC.