SBA lending record

JDC Santos LLC

2315 Valdez Street, Oakland, CA 94612 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$943K

Total SBA financing

Loans on record

FY2021–22

On record

209

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 3 loans

$100,000 — FY2022

Loan 1 of 3

Gross approval: $100,000
SBA guaranteed: $50,000 (50%)
Status: Paid in full
Rate at approval: 7.5% v
Term: 121 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 7/21/2022
First disbursement: 11/9/2022
Days to fund: 111 days
Paid in full: 5/31/2025
Collateral: Required
Jobs supported: 83
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Technology Credit Union
Address: 2315 Valdez Street
City: Oakland, 94612
County: Alameda
SBA district office: SAN FRANCISCO DISTRICT OFFICE
Congressional district: 13

$100,000 — FY2021

Loan 2 of 3

Gross approval: $100,000
SBA guaranteed: $75,000 (75%)
Status: Paid in full
Rate at approval: 6% v
Term: 119 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/5/2021
First disbursement: 5/10/2021
Days to fund: 94 days
Paid in full: 5/31/2025
Collateral: None
Jobs supported: 83
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Technology Credit Union
Address: 2315 Valdez Street
City: Oakland, 94612
County: Alameda
SBA district office: SAN FRANCISCO DISTRICT OFFICE
Congressional district: 13

$743,000 — FY2021

Loan 3 of 3

Gross approval: $743,000
SBA guaranteed: $668,700 (90%)
Status: Current
Rate at approval: 6% v
Term: 248 mo (21 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/22/2021
First disbursement: 10/7/2021
Days to fund: 199 days
Collateral: Required
Jobs supported: 43
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Technology Credit Union
Address: 2315 Valdez
City: Oakland, 94612
County: Alameda
SBA district office: SAN FRANCISCO DISTRICT OFFICE
Congressional district: 13

The lender

Technology Credit Union

3 loans to this business

Find SBA lenders for businesses like this

The banks most active funding full-service restaurants — by location, industry.

SBA lenders in California Lenders for full-service restaurants Full-Service Restaurants lenders in California

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Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $2.0M–$3.3M
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Shri Ganesh Vignharta Inc.

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$1.3M
SBA financing: ≈ $2.6M–$4.3M
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$1.2M
SBA financing: ≈ $2.3M–$3.9M
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Agent summary

This page summarizes the public SBA 7(a) lending record for JDC Santos LLC in Oakland, CA (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

3 SBA 7(a) loans totaling $943K
On record FY2021–22
209 jobs supported
Industry: Full-Service Restaurants
Location: Oakland, CA
Lender: Technology Credit Union

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in CA for ~$314k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/jdc-santos-llc-ca
API:: https://www.capbench.com/api/public/businesses/jdc-santos-llc-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is JDC Santos LLC your business?

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with JDC Santos LLC.