SBA lending record
JOYFULKITCHEN
1127 BROAD ST, San Luis Obispo, CA 93401 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$300K
Total SBA financing
2
Loans on record
FY2025
On record
61
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$100,000 — FY2025
Loan 1 of 2- Gross approval
- $100,000
- SBA guaranteed
- $50,000 (50%)
- Status
- Current
- Rate at approval
- 10.25% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 6/9/2025
- First disbursement
- 6/16/2025
- Days to fund
- 7 days
- Collateral
- Required
- Jobs supported
- 20
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
- NAICS code
- 722511
- Lender
- Mission Bank
- Address
- 1127 BROAD ST
- City
- San Luis Obispo, 93401
- County
- San Luis Obispo
- SBA district office
- FRESNO DISTRICT OFFICE
- Congressional district
- 24
$200,000 — FY2025
Loan 2 of 2- Gross approval
- $200,000
- SBA guaranteed
- $150,000 (75%)
- Status
- Current
- Rate at approval
- 10.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 2/5/2025
- First disbursement
- 2/14/2025
- Days to fund
- 9 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 41
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
- NAICS code
- 722511
- Lender
- Mission Bank
- Address
- 1127 BROAD ST
- City
- San Luis Obispo, 93401
- County
- San Luis Obispo
- SBA district office
- FRESNO DISTRICT OFFICE
- Congressional district
- 24
The lender
Find SBA lenders for businesses like this
The banks most active funding full-service restaurants — by location, industry.
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Agent summary
This page summarizes the public SBA 7(a) lending record for JOYFULKITCHEN in San Luis Obispo, CA (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $300K
- On record FY2025
- 61 jobs supported
- Industry: Full-Service Restaurants
- Location: San Luis Obispo, CA
- Lender: Mission Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in CA for ~$150k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with JOYFULKITCHEN.