SBA lending record

Kios LLC

221 North East Street, Frederick, MD 21701 · Full-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$5.5M

Total SBA financing

Loans on record

FY2022–23

On record

110

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$2,950,000 — FY2023

Loan 1 of 2

Gross approval: $2,950,000
SBA guaranteed: $1,917,500 (65%)
Status: Current
Rate at approval: 7.2% v
Term: 300 mo (25 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 2/9/2023
First disbursement: 2/15/2023
Days to fund: 6 days
Collateral: Required
Jobs supported: 47
Business type: Corporation
Business age: Change of Ownership
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Capital Bank, National Association
Address: 44 N Market Street
City: Frederick, 21701
County: Frederick
SBA district office: BALTIMORE DISTRICT OFFICE
Congressional district: 6

$2,500,000 — FY2022

Loan 2 of 2

Gross approval: $2,500,000
SBA guaranteed: $1,875,000 (75%)
Status: Current
Rate at approval: 4.25% f
Term: 204 mo (17 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 10/28/2021
First disbursement: 12/22/2021
Days to fund: 55 days
Collateral: Required
Jobs supported: 63
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Full-Service Restaurants
NAICS code: 722511
Lender: Capital Bank, National Association
Address: 221 North East Street
City: Frederick, 21701
County: Frederick
SBA district office: BALTIMORE DISTRICT OFFICE
Congressional district: 6

The lender

Capital Bank, National Association

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding full-service restaurants — by location, industry.

SBA lenders in Maryland Lenders for full-service restaurants Full-Service Restaurants lenders in Maryland

Similar businesses

Comparable full-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

YAAP Services LLC

Frederick, MD· ~5 mi

Full-Service Restaurants

$2.6M
SBA financing: ≈ $5.1M–$8.4M
Est. revenue (rough)

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SS Hagerstown, LLC

Hagerstown, MD· ~25 mi

Full-Service Restaurants

$3.7M
SBA financing: ≈ $7.3M–$12M
Est. revenue (rough)

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Prime Thyme, LLC

Crofton, MD· ~45 mi

Full-Service Restaurants

$5.0M
SBA financing: ≈ $9.8M–$16M
Est. revenue (rough)

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TBW LLC

Middleburg, VA· ~39 mi

Full-Service Restaurants

$4.3M
SBA financing: ≈ $8.5M–$14M
Est. revenue (rough)

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Bolder Food and Drink

Mount Airy, MD· ~14 mi

Full-Service Restaurants

$1.4M
SBA financing: ≈ $2.8M–$4.6M
Est. revenue (rough)

View record

MAP Business Services, LLC

Frederick, MD· ~4 mi

Full-Service Restaurants

$995K
SBA financing: ≈ $2.0M–$3.3M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Kios LLC in Frederick, MD (Full-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $5.5M
On record FY2022–23
110 jobs supported
Industry: Full-Service Restaurants
Location: Frederick, MD
Lender: Capital Bank, National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Full-Service Restaurants businesses in MD for ~$2.7M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/kios-llc-md
API:: https://www.capbench.com/api/public/businesses/kios-llc-md
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Kios LLC.