SBA lending record

Kozi Enterprises LLC

401 W LINGLEVILLE RD, Stephenville, TX 76401 · Used Car Dealers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$498K

Total SBA financing

Loan on record

FY2021

On record

—

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$497,500 — FY2021

Gross approval: $497,500
SBA guaranteed: $373,125 (75%)
Status: Current
Rate at approval: 6% v
Term: 303 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/19/2020
First disbursement: 12/2/2020
Days to fund: 13 days
Collateral: Required
Sold on secondary market: Yes
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Used Car Dealers
NAICS code: 441120
Lender: First Merchants Bank
Address: 401 W LINGLEVILLE RD
City: Stephenville, 76401
County: Erath
SBA district office: DALLAS / FT WORTH DISTRICT OFFICE
Congressional district: 11

The lender

First Merchants Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding used car dealers — by location, industry.

SBA lenders in Texas Lenders for used car dealers Used Car Dealers lenders in Texas

Similar businesses

Comparable used car dealers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

TRTEX AUTO GROUP LLC

Irving, TX· ~82 mi

Used Car Dealers

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

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Woodway Car Center LLC

Woodway, TX· ~77 mi

Used Car Dealers

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

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786 Justice Car Dealer LLC

Haltom City, TX· ~67 mi

Used Car Dealers

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

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ALSBOU MOTORS INC

Venus, TX· ~67 mi

Used Car Dealers

$451K
SBA financing: ≈ $884K–$1.5M
Est. revenue (rough)

View record

VS Express Auto LLC

Sachse, TX· ~108 mi

Used Car Dealers

$510K
SBA financing: ≈ $1.0M–$1.7M
Est. revenue (rough)

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DNB AUTO GROUP LLC

Lewisville, TX· ~91 mi

Used Car Dealers

$400K
SBA financing: ≈ $784K–$1.3M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Kozi Enterprises LLC in Stephenville, TX (Used Car Dealers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $498K
On record FY2021
Industry: Used Car Dealers
Location: Stephenville, TX
Lender: First Merchants Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Used Car Dealers businesses in TX for ~$498k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/kozi-enterprises-llc-tx
API:: https://www.capbench.com/api/public/businesses/kozi-enterprises-llc-tx
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Kozi Enterprises LLC.