SBA lending record
Krem Bakery and Cafe
2923 Virginia Beach Boulevard, Virginia Beach, VA 23452 · Retail Bakeries. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$79K
Total SBA financing
1
Loan on record
FY2022
On record
2
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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The loan
$78,500 — FY2022
- Gross approval
- $78,500
- SBA guaranteed
- $66,725 (85%)
- Status
- Current
- Rate at approval
- 6% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 3/29/2022
- First disbursement
- 4/6/2022
- Days to fund
- 8 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Retail Bakeries
- NAICS code
- 311811
- Lender
- Readycap Lending, LLC
- Address
- 2923 Virginia Beach Boulevard
- City
- Virginia Beach, 23452
- County
- Virginia Beach City
- SBA district office
- RICHMOND DISTRICT OFFICE
- Congressional district
- 2
The lender
Find SBA lenders for businesses like this
The banks most active funding retail bakeries — by location, industry.
Similar businesses
Comparable retail bakeries in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Cornerstone Foods, LLC
Suffolk, VA· ~23 mi
Retail Bakeries
- $121K
- SBA financing
- ≈ $238K–$397K
- Est. revenue (rough)
Tingle Cakes, LLC
Virginia Beach, VA· ~6 mi
Retail Bakeries
- $546K
- SBA financing
- ≈ $1.1M–$1.8M
- Est. revenue (rough)
THE VIRGINIA DOUGH LLC
Suffolk, VA· ~24 mi
Retail Bakeries
- $15K
- SBA financing
- ≈ $29K–$49K
- Est. revenue (rough)
Secret Recipe LLC
Louisville, KY· ~539 mi
Retail Bakeries
- $80K
- SBA financing
- ≈ $157K–$261K
- Est. revenue (rough)
Sweets by Shayda Co.
Durham, NC· ~168 mi
Retail Bakeries
- $150K
- SBA financing
- ≈ $294K–$490K
- Est. revenue (rough)
Marianne Tayloe Cake Design LLC
Charlotte, NC· ~286 mi
Retail Bakeries
- $50K
- SBA financing
- ≈ $98K–$163K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Krem Bakery and Cafe in Virginia Beach, VA (Retail Bakeries). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $79K
- On record FY2022
- 2 jobs supported
- Industry: Retail Bakeries
- Location: Virginia Beach, VA
- Lender: Readycap Lending, LLC
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Retail Bakeries businesses in VA for ~$79k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Krem Bakery and Cafe.